---
title: "Masunga: Receivables Financing Platform"
description: "Digitise last-mile credit operations and convert receivables into monitored, ring-fenced off-balance-sheet financing. Open-source PaygOps and Bridgin."
canonical_url: "https://liners.com/masunga"
markdown_url: "https://liners.com/masunga.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/solarisoffgrid/screenshot.webp?v=1784410737273"
published_at: "2026-07-21T15:45:22.364Z"
updated_at: "2026-09-11T03:01:16.566Z"
---

# Masunga: Receivables Financing Platform

Digitise last-mile credit operations and convert receivables into monitored, ring-fenced off-balance-sheet financing. Open-source PaygOps and Bridgin.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Masunga](/masunga)

## Summary

Turn last‑mile credit portfolios into investable financing

Fintech infrastructure that helps last‑mile operators digitise credit operations and convert receivables data into monitored, ring‑fenced off‑balance‑sheet financing for investors.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.masunga.tech/ |
| Tagline | Turn last‑mile credit portfolios into investable financing |
| Primary country | Tanzania |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Masunga (formerly Solaris Offgrid) is a fintech infrastructure provider for last‑mile operators and institutional investors that digitises credit operations and converts receivables portfolios into financeable, monitored structures.

Key capabilities span two connected products:
- **PaygOps (credit operations platform):** An **open-source**, **customisable** web and mobile operations platform that digitises manual workflows used in credit-based sales. It structures receivables and portfolio information into **decision-grade data** for monitoring and financing, and supports field operations and operational processes used by operators in sectors such as **solar energy**, **climate-smart agriculture**, **water**, and **microfinance**.
- **Bridgin (receivables-financing platform):** A financing layer that uses performance data from PaygOps or other systems to help asset-based distributors **convert receivables into liquidity**. It structures standardised portfolios into **repeatable, ring-fenced, off-balance-sheet financing vehicles**, and supports **ongoing reporting, portfolio monitoring, and cashflow visibility** for investors.
- **Data-to-finance integration:** Links operational workflows and portfolio data to financing structures so operators can standardise reporting and give capital providers clearer visibility into performance.

Available on **Web**, with **mobile operations tools** included in PaygOps.

Target users include **last-mile distributors and service providers selling essential services on credit** (energy access, agriculture, water, microfinance) and **institutional investors** seeking standardised, monitored impact portfolios.

Notable context for Africa and emerging markets: the platform reports operations in **40+ countries** and **6M+ lives impacted**, and positions its infrastructure to address fragmented portfolio data and inconsistent reporting that slow capital flows to last-mile operators. Contact: **enquiries@masunga.tech**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Open Source](/tags/open-source): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/masunga/alternatives)
- [Reviews](/masunga/reviews)
- [Transparency](/masunga/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/masunga)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)