---
title: "Maplerad: Payment APIs in Africa"
description: "Build cross-border payments, FX and virtual USD cards via APIs. Hold, send and pay out in 10+ currencies across Nigeria, Ghana, Kenya + 5 more."
canonical_url: "https://liners.com/maplerad"
markdown_url: "https://liners.com/maplerad.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/maplerad/screenshot.webp?v=1772116990506"
published_at: "2026-02-26T18:57:02.206Z"
updated_at: "2026-08-31T07:46:02.074Z"
---

# Maplerad: Payment APIs in Africa

Build cross-border payments, FX and virtual USD cards via APIs. Hold, send and pay out in 10+ currencies across Nigeria, Ghana, Kenya + 5 more.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Maplerad](/maplerad)

## Summary

Build and launch cross-border payments and card products

A banking-as-a-service platform that helps fintechs, marketplaces, and SMEs embed payments, card issuing, multi-currency wallets, payouts, and KYC via APIs.

## Product details

| Field | Value |
| --- | --- |
| Website | https://maplerad.com/ |
| Tagline | Build and launch cross-border payments and card products |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Maplerad is a **banking-as-a-service (BaaS) and payment infrastructure** platform for businesses that want to build and scale fintech products such as cross-border payments, card issuing, and multi-currency money movement.

Key capabilities include:
- **Multi-currency money movement and FX**: Exchange, hold, send, and spend funds in **10+ currencies**, designed for cross-border business payments and treasury needs.
- **Cards and issuing**: Issue, process, and manage **local and international** card payments, including **virtual USD cards** for business spend management.
- **Accounts and payouts**: Generate **virtual account numbers** for bank transfer payments and run **instant payouts** to bank accounts in **10+ currencies**.
- **Identity verification**: Verify customer identity in seconds to support **KYC** and fraud mitigation.

Available via **Web dashboard** and **APIs**, with developer documentation, API reference, sandbox, and a public status page.

It targets **B2B teams** such as fintechs (lending, digital banking, remittance), enterprises, **marketplaces and on-demand platforms** (e-commerce, ride hailing, logistics), and **SMEs** that need to embed payments, wallets, and compliance-ready financial flows into their products.

Notable for its focus on cross-border infrastructure with **banking partnerships and compliance controls** (including **PCI-DSS** and **ISO-27001** compliance) and for reporting **99.9% historical uptime** and **3,000+ businesses** using the platform. Maplerad is a fintech company, not a bank; banking services are provided by licensed banks and financial institutions in their respective jurisdictions.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [White-label](/tags/white-label): Product feature or technology
- [Benin](/countries/benin): Market
- [Cameroon](/countries/cameroon): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/maplerad/alternatives)
- [Reviews](/maplerad/reviews)
- [Transparency](/maplerad/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/maplerad)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)