---
title: "Manka: E-Statement Credit Risk Analysis"
description: "Assess borrowers in Tanzania using bank & mobile-money e-statements. Extract 300+ data points, AI score affordability, flag tampering via web and API."
canonical_url: "https://liners.com/manka"
markdown_url: "https://liners.com/manka.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/manka/screenshot.webp?v=1790189416788"
published_at: "2026-09-24T13:54:54.157Z"
updated_at: "2026-10-06T15:10:54.852Z"
---

# Manka: E-Statement Credit Risk Analysis

Assess borrowers in Tanzania using bank & mobile-money e-statements. Extract 300+ data points, AI score affordability, flag tampering via web and API.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Manka](/manka)

## Summary

Credit risk and financial health insights from e-statements

A web and API platform that helps banks, MFIs, digital lenders, and fintechs assess credit risk, affordability, and financial health using e-statements.

## Product details

| Field | Value |
| --- | --- |
| Website | https://manka.tz/ |
| Tagline | Credit risk and financial health insights from e-statements |
| Primary country | Tanzania |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Manka is a B2B fintech platform for Financial Service Providers (FSPs) that evaluates **credit risk** and **financial health** using bank and mobile-money e-statements.

Key capabilities include:
- **Ask Manka™**: an interactive interface for querying financial data and getting data-driven insights for underwriting and due diligence.
- **AI credit scoring**: assesses **creditworthiness**, **affordability**, and risk based on statement-derived financial behaviour.
- **Fraud detection**: flags **tampered e-statements** to reduce exposure to manipulated applicant data.
- **Financial analysis and visuals**: extracts **300+ data points** from a single e-statement and converts inflows, outflows, and activity patterns into clear visual insights.

Available on **Web** and via **API** (developer docs: https://docs.manka.tz/).

Target users include **banks**, **microfinance institutions**, **digital lenders**, **fintechs**, and organisations offering **Buy Now, Pay Later**, plus development partners, NGOs, and public or private entities involved in financial services.

It is particularly relevant in **Tanzania**, with documentation for statement analysis covering providers such as **CRDB**, **NMB**, **M-Pesa**, **TigoPesa**, **Airtel**, and **HaloPesa**, and the website states it is **trusted by 30+ institutions**. The product is associated with **Black Swan**, which positions its work as credit infrastructure for financial institutions across Africa.

## Features

- [Fintech](/categories/fintech): Category
- [AI-Powered](/tags/ai-powered): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [KYC Provider](/tags/kyc-provider): Product feature or technology
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/manka/alternatives)
- [Reviews](/manka/reviews)
- [Transparency](/manka/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/manka)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)