---
title: "Maishapay: Payment Gateway, POS and Payroll"
description: "Accept mobile money, cards and crypto online or in-store in DR Congo & Côte d’Ivoire. Payment links, API/WooCommerce, payroll + tax declaration."
canonical_url: "https://liners.com/maishapay"
markdown_url: "https://liners.com/maishapay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/maishapay/screenshot.webp?v=1773083574366"
published_at: "2026-03-09T22:19:32.444Z"
updated_at: "2026-10-06T16:18:14.269Z"
---

# Maishapay: Payment Gateway, POS and Payroll

Accept mobile money, cards and crypto online or in-store in DR Congo & Côte d’Ivoire. Payment links, API/WooCommerce, payroll + tax declaration.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Maishapay](/maishapay)

## Summary

The all‑in‑one financial platform you’ve been looking for.

A B2B payments platform that helps African merchants accept mobile money, cards, and crypto via terminals, payment links, gateways, and payroll tools.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.maishapay.net/ |
| Tagline | The all‑in‑one financial platform you’ve been looking for. |
| Primary country | DR Congo |
| Platforms | Web, API |
| Average rating | 3 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Maishapay is a B2B financial platform for African merchants and enterprises that need to accept **online and in-store payments** and manage related operations from a single dashboard.

Key capabilities include:

- **In-store payments (Terminal)**: supports multi-channel payment acceptance at physical points of sale, with **real-time transaction and usage reporting** and 7/24 support.
- **Online payments (M-Gateway and M-Checkout)**: integrates payments into a website or app, with a **preconfigured checkout** option and a **sandbox** for testing.
- **Payment links**: creates shareable links for collection via **email, SMS, Messenger, chatbots**, and other channels, with instant payment confirmation.
- **Payroll and compliance (M-Payroll)**: automates salary payments and supports **tax declaration and payment** workflows.

Available on **Web** (merchant dashboard), with **API** access, plus developer documentation and plugins (including **WooCommerce**).

Target users include **SMEs, startups, and enterprises** in markets such as **DR Congo, Republic of Congo, Cameroon, Côte d’Ivoire** that need mobile money and card acceptance, plus optional crypto payment support.

Notable in the African fintech context, the platform publishes **country-specific pricing** by payment method (for example, mobile money and card fees listed for DR Congo, Côte d’Ivoire, and Cameroon) and has been cited by the **International Finance Corporation (IFC)** as a key player in Central Africa’s digital fintech ecosystem.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Payroll](/tags/payroll): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Congo](/countries/congo): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [DR Congo](/countries/dr-congo): Market
- [Egypt](/countries/egypt): Market
- [Ethiopia](/countries/ethiopia): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/maishapay/alternatives)
- [Reviews](/maishapay/reviews)
- [Transparency](/maishapay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/maishapay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)