---
title: "M-PESA Africa: Money Transfers — Download"
description: "Send money, pay bills and accept payments with agent cash-in/out. Web + APIs for apps. Works in 8 markets incl Kenya, Ghana, Egypt."
canonical_url: "https://liners.com/m-pesa-africa"
markdown_url: "https://liners.com/m-pesa-africa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/M-PESA-Africa/screenshot.webp?v=1783089017786"
published_at: "2026-07-03T14:28:41.502Z"
updated_at: "2026-10-06T16:37:05.096Z"
---

# M-PESA Africa: Money Transfers — Download

Send money, pay bills and accept payments with agent cash-in/out. Web + APIs for apps. Works in 8 markets incl Kenya, Ghana, Egypt.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [M-PESA Africa](/m-pesa-africa)

## Summary

Mobile money transfers and payments across African markets

A mobile money and digital financial services platform for consumers, businesses, agents, and developers in Africa, supporting transfers, payments, and bill settlement.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.m-pesa.africa/ |
| Tagline | Mobile money transfers and payments across African markets |
| Primary country | Kenya |
| Platforms | Web, API, iOS, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

M-PESA Africa is a **mobile money and digital financial services platform** for consumers, businesses, agents, developers, and organizations across multiple African markets.

Key capabilities include:
- **Money transfers and payments** for everyday person-to-person and business transactions
- **Bill settlement** and bill payments through supported services
- **Loans and salary payments** for eligible users and organizations (where available)
- **Agent cash-in and cash-out services** through an agent network

Available on **Web** and via **APIs** for integrations.

It is built for **B2C and B2B2C** use cases, including individuals sending and receiving money, businesses accepting payments, agents providing cash services, and developers building services connected to the ecosystem, including **digital mini-app storefronts** via the M-PESA Super App.

Notable in an African context, it operates across markets including **Kenya, Tanzania, Mozambique, the Democratic Republic of Congo, Lesotho, Ethiopia, Ghana, and Egypt**, and LinkedIn attributes it to a large-scale network (founded in **2020**) spanning customers, agents, businesses, and developers, with high daily transaction volumes.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [DR Congo](/countries/dr-congo): Market
- [Egypt](/countries/egypt): Market
- [Ethiopia](/countries/ethiopia): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Lesotho](/countries/lesotho): Market
- [Mozambique](/countries/mozambique): Market
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/m-pesa-africa/alternatives)
- [Reviews](/m-pesa-africa/reviews)
- [Transparency](/m-pesa-africa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/m-pesa-africa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)