---
title: "LOTUS Bank: Ethical Banking in Nigeria"
description: "Bank in Nigeria with non-interest ethical financing for personal or business needs. Manage your account via web, app, USSD *5045# or WhatsApp."
canonical_url: "https://liners.com/lotus-bank"
markdown_url: "https://liners.com/lotus-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/lotus-bank/screenshot.png?v=1786813505696"
published_at: "2026-08-15T17:05:30.720Z"
updated_at: "2026-09-30T03:00:37.854Z"
---

# LOTUS Bank: Ethical Banking in Nigeria

Bank in Nigeria with non-interest ethical financing for personal or business needs. Manage your account via web, app, USSD \*5045# or WhatsApp.

## Breadcrumbs

- [Banking](/categories/banking)
- [LOTUS Bank](/lotus-bank)

## Summary

Non-interest banking with flexible ethical financing

A Nigerian non-interest bank that offers ethical personal and business financing plus digital banking via web, mobile app, USSD (\*5045#), and WhatsApp.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.lotusbank.com/ |
| Tagline | Non-interest banking with flexible ethical financing |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

LOTUS Bank is a licensed Nigerian **non-interest (ethical) bank** that serves individuals and businesses with digital banking and financing services.

Key capabilities include:
- **Non-interest financing solutions** for **personal financing** and **business support**, positioned around ethical and flexible funding options
- **Online banking** for account access and management through the bank’s website
- **Mobile banking** with **real-time account access** via the mobile app
- **Alternative digital channels** including **USSD banking** on *5045# and **WhatsApp banking**

Available on **Web**, **Android**, and **iOS**.

It primarily targets **B2C banking customers in Nigeria**, with support for **business financing and banking needs**.

Notable in the Nigerian market context, it is **licensed by the Central Bank of Nigeria**, and it is cited as the **third non-interest bank established in Nigeria** and the **first to start operations from the southern part of the country**, with headquarters in **Lagos**.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/lotus-bank/alternatives)
- [Reviews](/lotus-bank/reviews)
- [Transparency](/lotus-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/lotus-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)