---
title: "LiteFi: Loans and Investments in Nigeria"
description: "Apply for salary, auto or SME loans in Nigeria, check your credit score/history free, and invest in money market instruments or commercial paper."
canonical_url: "https://liners.com/litefi"
markdown_url: "https://liners.com/litefi.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/litefi/screenshot.webp?v=1773172774904"
published_at: "2026-03-12T18:27:45.152Z"
updated_at: "2026-10-05T15:19:51.262Z"
---

# LiteFi: Loans and Investments in Nigeria

Apply for salary, auto or SME loans in Nigeria, check your credit score/history free, and invest in money market instruments or commercial paper.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [LiteFi](/litefi)

## Summary

Loans and transparent investments for Nigerians

A Nigerian fintech platform for individuals, salary earners, and SMEs to apply for loans, check credit history for free, and invest in money market instruments and commercial papers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://litefi.ng/ |
| Tagline | Loans and transparent investments for Nigerians |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

LiteFi is a Nigeria-based fintech platform that offers **consumer and SME loans** plus **investment products** for individuals, salary earners, and small businesses that may not fit traditional bank requirements.

Key capabilities include:
- **Data-driven loan approvals** that review financial and non-financial data, not only bank statements, with a hybrid process that can include **field verification** for SME lending.
- **Multiple loan products** tailored to common needs in Nigeria, including **salary earner loans** for vetted employees, **auto loans** for car dealers and vehicle owners (using a car as collateral), and **SME and business loans** for traders and small businesses.
- **Free credit history and score checks** to help users understand lender-facing credit ratings and identify potential errors.
- **Investments with visible terms**, including **money market instruments** and **commercial papers**, plus **Flex Investment** (free withdrawals) and **Goal Investment** plans. The platform also provides an **investment calculator** and issues an **investment certificate** per purchase, with **KYC and AML checks** before execution.

Available on **Web** via the application portal at **app.litefi.ng**.

Built for **Nigerian consumers, salary earners, SMEs, market traders, and corporate employees** seeking access to credit and clear investment options.

Notable in Nigeria's fintech market for combining digital applications with local verification, operating under a **consumer credit license**, and emphasizing transparent terms and disclosed investment details (issuer, tenor, risk rank) for borrowers and investors.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/litefi/alternatives)
- [Reviews](/litefi/reviews)
- [Transparency](/litefi/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/litefi)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)