---
title: "Lipa Payments: Tap to Phone Payment Gateway"
description: "Accept contactless card payments on Android phones in South Africa with Tap on Phone NFC, Open API and SDKs, white-label app, and multi-acquirer support."
canonical_url: "https://liners.com/lipa-payments"
markdown_url: "https://liners.com/lipa-payments.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/lipapayments/screenshot.webp?v=1778016889284"
published_at: "2026-05-12T04:26:00.341Z"
updated_at: "2026-10-06T16:02:51.885Z"
---

# Lipa Payments: Tap to Phone Payment Gateway

Accept contactless card payments on Android phones in South Africa with Tap on Phone NFC, Open API and SDKs, white-label app, and multi-acquirer support.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Lipa Payments](/lipa-payments)

## Summary

Accept contactless card payments with Tap on Phone

A SoftPOS payment platform for banks, fintechs, and businesses to accept contactless card payments on Android phones using NFC, with APIs and SDKs for integration.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.lipapayments.com/ |
| Tagline | Accept contactless card payments with Tap on Phone |
| Primary country | South Africa |
| Platforms | Web, Android, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Lipa Payments is a **SoftPOS (Software Point of Sale)** platform for banks, fintechs, and businesses that need to accept **contactless card payments** on smartphones without dedicated payment terminal hardware.

Key capabilities include:
- **Tap on Phone (NFC payments):** enables merchants to take contactless card transactions directly on supported Android devices.
- **Integration options:** provides an **Open API** and **SDKs** to embed Tap on Phone acceptance into existing banking, fintech, or merchant systems.
- **Customisable deployments:** supports a **white-label app** and an **Intent App** to tailor the payment flow and merchant experience.
- **Multi-acquirer support:** allows connection to **multiple banking institutions**, useful for merchant portfolios that operate across different acquirers.

Available on **Android** with **API/SDK** integration options.

Designed primarily for **B2B** use, it targets **banks and fintechs** enabling acceptance for their merchants, and it also supports individuals, SMEs, and larger businesses moving to cashless, in-person payments.

Notable context: founded in **2019** with headquarters in **Cape Town, South Africa**, it is backed by **Imvelo Ventures** (associated with Capitec Bank Limited) and operates across South Africa and the United States.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [White-label](/tags/white-label): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/lipa-payments/alternatives)
- [Reviews](/lipa-payments/reviews)
- [Transparency](/lipa-payments/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/lipa-payments)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)