---
title: "Lendocredit: Loan App in Nigeria"
description: "Get rent loans up to ₦1,000,000 in Nigeria, plus salary advances and SME working capital. Apply via web or mobile app with BVN + OTP; save/invest too."
canonical_url: "https://liners.com/lendocredit"
markdown_url: "https://liners.com/lendocredit.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/lendocredit/screenshot.webp?v=1773357949133"
published_at: "2026-03-14T22:24:52.218Z"
updated_at: "2026-10-05T15:19:49.888Z"
---

# Lendocredit: Loan App in Nigeria

Get rent loans up to ₦1,000,000 in Nigeria, plus salary advances and SME working capital. Apply via web or mobile app with BVN + OTP; save/invest too.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Lendocredit](/lendocredit)

## Summary

Instant rent, salary, and SME loans from a mobile app

A digital lending platform for individuals and Nigerian SMEs to access rent, salary advance, and business loans, plus savings and investment options via mobile app.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.lendocredit.com/ |
| Tagline | Instant rent, salary, and SME loans from a mobile app |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Lendocredit is a digital lending and savings platform for individuals and SMEs who need quick access to rent loans, salary advance loans, business loans, and savings options.

Key capabilities include:
- **Rent and personal loans** for covering rent and personal expenses, with a repayment calculator and listed rent-loan amounts up to **₦1,000,000**.
- **Salary advance loans** designed to bridge short-term cash gaps for planned or unplanned expenses.
- **SME loans** aimed at supporting small business cash-flow needs and growth.
- **Savings and investment** options that include **automatic savings**, **group savings**, and access to **high-yield projects**, plus an in-app calculator for rent savings.

Account setup in the app includes **phone number OTP verification**, plus **BVN and identity details** for verification.

Available on **Web** (information and loan application) and via mobile apps on **Android** and **iOS**.

Target users include consumers seeking rent support or salary advances, and **Nigerian SMEs** looking for working capital.

What makes it notable in its market is its focus on **collateral-free lending** with **AI-powered credit scoring** (using behavioral, transaction, and alternative data) and a mobile-first onboarding flow aligned with Nigerian identity verification requirements (BVN).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/lendocredit/alternatives)
- [Reviews](/lendocredit/reviews)
- [Transparency](/lendocredit/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/lendocredit)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)