---
title: "LendMax: Unsecured Personal and Business Loans"
description: "Apply online in Nigeria for unsecured personal or small business loans of ₦1,000–₦500,000, repay in 91–180 days, get paid to bank or wallet."
canonical_url: "https://liners.com/lendmax"
markdown_url: "https://liners.com/lendmax.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/lendmaxng/screenshot.webp?v=1786022293313"
published_at: "2026-08-07T15:07:59.172Z"
updated_at: "2026-09-30T03:01:32.032Z"
---

# LendMax: Unsecured Personal and Business Loans

Apply online in Nigeria for unsecured personal or small business loans of ₦1,000–₦500,000, repay in 91–180 days, get paid to bank or wallet.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [LendMax](/lendmax)

## Summary

Get unsecured loans fast, directly to your bank

A digital lending app for Nigerians to apply for unsecured personal and small business loans online, get quick approval, and receive funds to a bank account or wallet.

## Product details

| Field | Value |
| --- | --- |
| Website | https://lendmaxng.com/ |
| Tagline | Get unsecured loans fast, directly to your bank |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

LendMax is a **digital lending platform** for individuals in Nigeria who need **unsecured personal or small business loans** through an online application.

Key capabilities include:
- **No-collateral borrowing**, with loan access designed for users who may not want traditional guarantor or collateral requirements
- **Online eligibility checks and approval**, using borrower details such as **BVN-linked phone numbers** and **bank information** to assess risk
- **Loan sizes and tenures** commonly reported in the market at roughly **₦1,000 to ₦500,000**, with repayment periods typically **91 to 180 days** depending on user profile and repayment history
- **Disbursement and management tools**, including payout to a **bank account or mobile wallet**, plus an in-app dashboard for balances, due dates, and repayment breakdowns (with repayment date extension or postponement options for eligible users)

Available on **Web** and **Android**.

It targets **Nigerian retail borrowers**, including salary earners and small business owners seeking short to medium-term credit without traditional bank processes.

Notable in the Nigerian fintech market for focusing on **fully digital micro-lending**, using automated credit assessment tied to local identity and banking signals (such as BVN and bank account details) to support faster lending decisions.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/lendmax/alternatives)
- [Reviews](/lendmax/reviews)
- [Transparency](/lendmax/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/lendmax)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)