---
title: "Ladda: Savings and Investing in Naira or Dollars"
description: "Save and invest in Nigeria in naira or dollars from NGN 1,000. Earn up to 20%, fund via direct debit, unlock classes after NGN 100k/$100."
canonical_url: "https://liners.com/ladda"
markdown_url: "https://liners.com/ladda.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/getladda/screenshot.webp?v=1771998702055"
published_at: "2026-02-25T05:53:32.094Z"
updated_at: "2026-10-05T05:13:19.112Z"
---

# Ladda: Savings and Investing in Naira or Dollars

Save and invest in Nigeria in naira or dollars from NGN 1,000. Earn up to 20%, fund via direct debit, unlock classes after NGN 100k/$100.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Ladda](/ladda)

## Summary

Save and invest in naira or dollars for any goal

A mobile wealth app for Nigerians to save and invest in naira or dollars, earn up to 20% returns, use direct debit deposits, and access free financial classes.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.getladda.com/ |
| Tagline | Save and invest in naira or dollars for any goal |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Ladda is a wealth management app for Nigerians who want to save and invest in naira or dollars toward short-term and long-term financial goals.

Key capabilities include:

- **Goal-based savings** with options for consistent, long-term saving where users set a **duration** and **contribution frequency**, starting from **NGN 1,000**.
- **High interest savings** with advertised returns of **up to 20%**.
- **Instant deposits and withdrawals via direct debit**, enabling a linked bank account for funding savings and investments and withdrawing to a bank account.
- **Investing options** that include **mutual funds**, **global stocks**, **treasury bills**, **real estate**, **commercial papers**, and **alternative assets**.

Available on **Android** and **iOS**.

It targets **Nigerian adults**, including **millennials, Gen Z, and the Nigerian diaspora**, especially people building savings habits and first-time investors looking for accessible ways to grow money amid inflation.

In the Nigerian market, it positions itself around **regulated partnerships**, stating that its savings and investing products are provided in partnership with **SEC-regulated asset managers**, and it also offers **free financial classes** that unlock after saving or investing **NGN 100,000+ or $100**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Direct Debit](/tags/direct-debit): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/ladda/alternatives)
- [Reviews](/ladda/reviews)
- [Transparency](/ladda/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/ladda)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)