---
title: "Kutana Pay: Cross-Border Payments in Ghana"
description: "Send and receive B2B cross-border payments in 4 seconds, hold USD/GBP/EUR/CNY wallets, and use trade escrow. Fees from 2% per transaction."
canonical_url: "https://liners.com/kutana-pay"
markdown_url: "https://liners.com/kutana-pay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kutanapay/screenshot.webp?v=1778020438165"
published_at: "2026-05-07T16:26:05.252Z"
updated_at: "2026-10-06T03:00:32.653Z"
---

# Kutana Pay: Cross-Border Payments in Ghana

Send and receive B2B cross-border payments in 4 seconds, hold USD/GBP/EUR/CNY wallets, and use trade escrow. Fees from 2% per transaction.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Kutana Pay](/kutana-pay)

## Summary

Near real-time cross-border payments with trade escrow

A web-based cross-border B2B payments platform that helps exporters get paid and African SMEs send money globally with 4-second settlements, escrow, and multi-currency wallets.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.kutanapay.com/ |
| Tagline | Near real-time cross-border payments with trade escrow |
| Primary country | Ghana |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Kutana Pay is a web-based cross-border **B2B payments** platform built for **exporters** and **African SMEs** that need to send and receive international payments with faster settlement and added transaction protection.

Key capabilities include:
- **Near real-time settlement** in as little as **4 seconds**, using a smart treasury system to reduce multi-day payment waits.
- **Multi-currency wallets** for holding, sending, and receiving funds across major global and African currencies (including **USD, GBP, EUR, and CNY**).
- **Trade Secure (escrow)** that holds funds until agreed trade conditions are met, helping reduce counterparty risk in cross-border trade.
- **Security and compliance** with bank-level security protocols, end-to-end encryption, and compliance delivered via licensed partners.

Available on **Web** (via the Kutana Pay web app).

Target users include **UK exporters** getting paid by buyers in Africa and **African SMEs** that need cross-border transfers across African markets and global corridors.

Notable context for the market: the product is operated by Kutana Technologies Limited (registered in Ghana and the UK), states it is **not licensed in the UK**, and provides UK bank accounts through **Griffin Bank Limited** (FCA firm reference **970920**). The company is also registered with Ghana’s Data Protection Commission (**0006240**).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Escrow](/tags/escrow): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/kutana-pay/alternatives)
- [Reviews](/kutana-pay/reviews)
- [Transparency](/kutana-pay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kutana-pay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)