---
title: "Kredete: Cross-Border Payments in Nigeria"
description: "Send money to 50+ countries from Nigeria, hold USD/EUR/GBP/NGN, and spend with cards accepted in 150+ countries; plus SWIFT/SEPA/ACH."
canonical_url: "https://liners.com/kredete"
markdown_url: "https://liners.com/kredete.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kredete/screenshot.webp?v=1773119542094"
published_at: "2026-03-15T16:41:22.685Z"
updated_at: "2026-09-20T03:00:36.107Z"
---

# Kredete: Cross-Border Payments in Nigeria

Send money to 50+ countries from Nigeria, hold USD/EUR/GBP/NGN, and spend with cards accepted in 150+ countries; plus SWIFT/SEPA/ACH.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Kredete](/kredete)

## Summary

Cross-border accounts, payments, cards, and stablecoin rails

A unified financial platform for consumers, businesses, banks, and fintechs to send money, hold multi-currency balances, issue cards, and run cross-border payments.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.kredete.io/ |
| Tagline | Cross-border accounts, payments, cards, and stablecoin rails |
| Primary country | Nigeria |
| Platforms | Android, iOS, API, Web |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Kredete is a unified financial infrastructure for individuals, businesses and enterprises, and banks and fintechs that need cross-border accounts, payments, cards, and stablecoin-enabled rails.

Key capabilities include:

- **Consumer money movement and financial tools**: send money to **50+ countries**, hold balances to **save**, spend with cards accepted in **150+ countries**, and **build credit** through everyday financial activity.
- **Business and enterprise treasury and spend control**: **multi-currency accounts** (USD, EUR, GBP, NGN, and 10+ more), **global payouts** via **SWIFT, SEPA, ACH, and local rails** in 50+ countries, plus **collections** through invoicing and payment links; includes **corporate cards**, approval workflows, and **ERP sync**.
- **Bank and fintech APIs**: **fiat ↔ stablecoin orchestration**, **virtual IBANs and US accounts**, **embedded wallets** (custodial and non-custodial), **global payouts** to 50+ countries, **local collection**, and built-in **AML, sanctions screening, and travel rule** capabilities.
- **Security and compliance controls**: **SOC 2 Type II** certification, real-time fraud monitoring, audit trails, role-based access, and operation across **40+ jurisdictions** via licenses and banking partnerships.

Available via **Android**, **iOS**, and **APIs** (developer docs available).

Target users include **global immigrants** managing cross-border finances, **finance teams** running multi-country operations, and **banks/fintechs** embedding payments, wallets, and cards into their products.

Notable for its coverage across **50+ countries** and support for **local payout networks** (including SWIFT/SEPA/ACH and local rails), with scale claims of **$5.7B+ processed annually**, **3M+ users**, and **4k+ enterprises**, relevant for African-facing cross-border payouts and collections.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/kredete/alternatives)
- [Reviews](/kredete/reviews)
- [Transparency](/kredete/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kredete)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)