---
title: "Kova360: Health Insurance in Nigeria"
description: "Compare and subscribe to HMO health insurance in Nigeria. Get AI plan recommendations and pay daily or weekly from ₦100/day, with payment reminders."
canonical_url: "https://liners.com/kova360"
markdown_url: "https://liners.com/kova360.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kova360/screenshot.webp?v=1785586573644"
published_at: "2026-08-04T13:49:06.846Z"
updated_at: "2026-10-03T17:28:26.561Z"
---

# Kova360: Health Insurance in Nigeria

Compare and subscribe to HMO health insurance in Nigeria. Get AI plan recommendations and pay daily or weekly from ₦100/day, with payment reminders.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Kova360](/kova360)

## Summary

Compare HMO plans and pay for health cover daily

An AI-powered marketplace for Nigerians to discover, compare, and subscribe to HMO health insurance plans online, with daily or weekly payments from ₦100 (T&C apply).

## Product details

| Field | Value |
| --- | --- |
| Website | https://kova360.com/ |
| Tagline | Compare HMO plans and pay for health cover daily |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Kova360 is an **AI-powered HMO marketplace** for individuals, families, and businesses in Nigeria to discover, compare, and subscribe to health insurance plans from multiple providers in one place.

Key capabilities include:
- **Plan discovery and comparison** across partner HMO providers, helping users review coverage options and pricing before choosing a plan
- **AI-driven recommendations** based on a user’s healthcare needs and budget during sign-up
- **Flexible micro-payments** with daily or weekly schedules, with payments starting from **₦100 per day** (T&C apply)
- **Automated payment tracking and reminders** designed to help users maintain continuous coverage

Available on **Web** via kova360.com and app.kova360.com.

It targets **Nigerian consumers** managing healthcare costs, **small business owners** looking to provide employee health coverage within a budget, and **HMO providers** that want tooling for micro-payment handling and policy management.

Kova360 is notable in Nigeria’s health insurance market for combining an online HMO marketplace with micro-payment schedules, aimed at making health cover more accessible for people who prefer small, frequent payments.

## Features

- [Insurtech](/categories/insurtech): Category
- [AI-Powered](/tags/ai-powered): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Marketplace](/tags/marketplace): Product feature or technology
- [Subscription Management](/tags/subscription-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/kova360/alternatives)
- [Reviews](/kova360/reviews)
- [Transparency](/kova360/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kova360)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)