---
title: "Kora: Payment Gateway and Bulk Payouts in Africa"
description: "Accept pay-ins and send bulk payouts across 7 African markets. Cards, bank transfer, mobile money, QR, plus instant/scheduled settlements and KYC."
canonical_url: "https://liners.com/kora"
markdown_url: "https://liners.com/kora.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/korahq/screenshot.webp?v=1772088574566"
published_at: "2026-02-26T06:50:35.095Z"
updated_at: "2026-10-06T16:49:33.753Z"
---

# Kora: Payment Gateway and Bulk Payouts in Africa

Accept pay-ins and send bulk payouts across 7 African markets. Cards, bank transfer, mobile money, QR, plus instant/scheduled settlements and KYC.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Kora](/kora)

## Summary

One integration for pay-ins, payouts, and settlements across Africa

A pan-African payment infrastructure for businesses to accept pay-ins, send payouts, and manage settlements across multiple African countries via APIs or no-code tools.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.korahq.com/ |
| Tagline | One integration for pay-ins, payouts, and settlements across Africa |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Kora is a pan-African **payment infrastructure** for businesses that need to collect payments, send payouts, and manage settlements across multiple African markets through a single integration.

Key capabilities include:

- **Pay-ins (collections):** Accept payments via **cards**, **bank transfers**, **mobile money**, and **QR**, using tools such as **Kora Checkout**, **payment links** (no-code), and **virtual accounts**.
- **Payouts (disbursements):** Send **bulk payouts**, **multicurrency payouts**, and **mobile money** disbursements to customers, partners, or suppliers.
- **Settlements and reconciliation:** Choose **instant** or **scheduled** settlements and track **real-time balances** to reconcile transactions.
- **Additional infrastructure:** **Virtual USD card issuance** (branded) and **Identity** tools for **KYC/KYB verification** to support compliance and reduce fraud.

Available via **Web dashboard** and **APIs**, with developer documentation and API references for implementation.

It targets **B2B** use cases such as merchants, e-commerce, fintech, payment service providers, payment aggregators, remittance, travel, gaming, FOREX, SaaS, and other high-volume businesses accepting payments in and from Africa.

Notable in the African payments market for its focus on multi-country coverage (including Nigeria, Ghana, Kenya, South Africa, Egypt, Cameroon, and Côte d’Ivoire), support for currencies such as **NGN, KES, GHS, ZAR, XOF, and XAF**, and its stated security posture including **real-time AML monitoring**, **PCI compliance**, and **ISO 27001** and **ISO 22301** certifications.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Cameroon](/countries/cameroon): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Egypt](/countries/egypt): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/kora/alternatives)
- [Reviews](/kora/reviews)
- [Transparency](/kora/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kora)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)