---
title: "Kopo Kopo: M-Pesa Merchant Payments Platform"
description: "Accept Lipa na M-Pesa till payments, send Bulk Pay payouts to suppliers or employees, and track transactions in real time via web/app or API in Kenya."
canonical_url: "https://liners.com/kopo-kopo"
markdown_url: "https://liners.com/kopo-kopo.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kopokopo/screenshot.webp?v=1773411472469"
published_at: "2026-03-13T15:46:27.580Z"
updated_at: "2026-10-06T16:02:57.785Z"
---

# Kopo Kopo: M-Pesa Merchant Payments Platform

Accept Lipa na M-Pesa till payments, send Bulk Pay payouts to suppliers or employees, and track transactions in real time via web/app or API in Kenya.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Kopo Kopo](/kopo-kopo)

## Summary

Accept M-Pesa payments, pay suppliers, and access credit

Digital payments and credit platform for Kenyan SMEs to accept Lipa na M-Pesa till payments, send bulk payouts to suppliers or staff, and track transactions online.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.kopokopo.com/ |
| Tagline | Accept M-Pesa payments, pay suppliers, and access credit |
| Primary country | Kenya |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Kopo Kopo is a business payments and credit platform for small and medium businesses in Kenya that want to accept **Lipa na M-Pesa** payments, manage payouts, and monitor transactions in one place.

Key capabilities include:
- **Lipa na M-Pesa till numbers** to collect customer payments digitally, supporting cashless checkout for shops, restaurants, boutiques, and other local merchants
- **Online Portal** with **real-time visibility** into transactions, customer payments, and reports to help businesses track performance and reconcile sales
- **Bulk Pay** for making multiple outgoing payments from a business account, useful for paying **suppliers** or **employees**
- **Credit access** through **Cash Advance** and **Overdraft** products designed for working capital needs or business growth

Available on **Web** (online portal), **Android**, **iOS**, plus **API/developer tools** and **SMS/USSD** channels.

It targets **B2B SMBs in Kenya** that need practical tooling for mobile money collections, supplier payouts, and day-to-day visibility into cashflow.

Notable in the Kenyan fintech market for its long-standing integration with **M-Pesa** (including a partnership with Safaricom since 2012) and its expansion from payment aggregation into **B2B payments** and **credit** for merchants. For enquiries, contact **info@kopokopo.com**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Rwanda](/countries/rwanda): Market
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/kopo-kopo/alternatives)
- [Reviews](/kopo-kopo/reviews)
- [Transparency](/kopo-kopo/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kopo-kopo)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)