---
title: "KoloPay: Savings App in Nigeria"
description: "Save from ₦1 toward goals in Nigeria. Set daily/weekly/monthly autosave, lock goals for up to 5% annual interest, and share links expiring in 24h."
canonical_url: "https://liners.com/kolopay"
markdown_url: "https://liners.com/kolopay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kolopay/screenshot.webp?v=1773305816726"
published_at: "2026-03-12T11:38:30.279Z"
updated_at: "2026-10-06T15:11:05.779Z"
---

# KoloPay: Savings App in Nigeria

Save from ₦1 toward goals in Nigeria. Set daily/weekly/monthly autosave, lock goals for up to 5% annual interest, and share links expiring in 24h.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [KoloPay](/kolopay)

## Summary

Save small amounts toward goals with automated deposits

A Nigerian web and Android savings app that helps individuals save incrementally toward goals using autosave, flexible deposits, and optional goal sharing.

## Product details

| Field | Value |
| --- | --- |
| Website | https://kolopay.com/ |
| Tagline | Save small amounts toward goals with automated deposits |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

KoloPay is a mobile and web savings application for Nigerian consumers who want to save money little by little toward specific goals such as rent, school fees, or a car.

Key capabilities include:
- **Savings goals**: Create multiple goals with a custom name, target amount, and a planned withdrawal date.
- **Autosave**: Automatically save a fixed amount on a **daily, weekly, or monthly** schedule.
- **Easysave**: Make flexible, one-off deposits at any time, including small amounts (starting from ₦1).
- **Koloshare**: Share a goal link so family and friends can contribute (links expire in 24 hours).

Users can link a **debit card** to a savings goal, and the platform states it applies **up to 5% annual interest** when goals are locked.

Available on **Web** and **Android**.

Built for **individual users in Nigeria** (18+; 21+ in certain states) who bank with licensed Nigerian banks and want a cashless “kolo” or piggy bank for structured saving.

KoloPay is notable in Nigeria’s personal finance market for combining goal-based saving, scheduled autosave, and optional group contributions in a free-to-use local setup (no monthly fees with local cards; fees may apply for international cards).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/kolopay/alternatives)
- [Reviews](/kolopay/reviews)
- [Transparency](/kolopay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kolopay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)