---
title: "Klump: Buy Now, Pay Later Checkout in Nigeria"
description: "Let customers pay over up to 12 months with 25% deposit in Nigeria. Fees: customers 2–4% (reducing balance); merchants 5%/transaction."
canonical_url: "https://liners.com/klump"
markdown_url: "https://liners.com/klump.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/useklump/screenshot.png?v=1773227349524"
published_at: "2026-03-11T11:09:22.445Z"
updated_at: "2026-10-05T03:00:58.625Z"
---

# Klump: Buy Now, Pay Later Checkout in Nigeria

Let customers pay over up to 12 months with 25% deposit in Nigeria. Fees: customers 2–4% (reducing balance); merchants 5%/transaction.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Klump](/klump)

## Summary

Offer customers instalment payments with a 25% deposit

A BNPL platform in Nigeria that lets merchants offer customers instalment payments up to 12 months with a 25% deposit, plus verification and repayment tracking.

## Product details

| Field | Value |
| --- | --- |
| Website | https://useklump.com/ |
| Tagline | Offer customers instalment payments with a 25% deposit |
| Primary country | Nigeria |
| Platforms | Web, Android, API |
| Average rating | 3.5 |
| Published reviews | 2 |
| Verified listing | No |

## About the product

Klump is a buy now, pay later (BNPL) platform for Nigerian merchants and their customers, enabling purchases to be split into instalments for up to **12 months** after an initial **25% deposit**.

Key capabilities include:
- **Pay-in-instalments checkout**: customers select “Pay with Klump”, complete a **quick verification**, pay 25% upfront, then repay the balance over a chosen schedule (up to 12 months).
- **Merchant tooling**: a **merchant login** provides access to manage transactions, customers, and **Klump Access links** used to attach instalment payments to checkout.
- **Ecommerce and developer integration**: supports a **WooCommerce plugin** for WordPress setup (with API keys and webhooks) and developer resources for integrating instalment payments into custom flows.
- **Product suite options**: includes **Klump Access** (checkout attachment), **Klump Commerce** (hosted store experience), a **mobile app** merchant directory, and **Klump Amplify** for transparent bank financing.

Available on **Web**, **Android** (mobile app), **API integrations**, and **WordPress (WooCommerce plugin)**.

Target audience: **B2B2C**, merchants (retail, gadgets, education, and service providers) that want to offer instalment payments to customers at checkout.

Notable in Nigeria for its merchant network and multiple integration paths, with featured merchants spanning ecommerce and education (for example Maybrands, GigaLayer, and Edves).

## Features

- [Fintech](/categories/fintech): Category
- [B2B2C](/tags/b2b2c): Product feature or technology
- [BNPL](/tags/bnpl): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/klump/alternatives)
- [Reviews](/klump/reviews)
- [Transparency](/klump/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/klump)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)