---
title: "KiotaPay: Business Spend Management Platform"
description: "Control spend, run Kenya-compliant payroll (KRA/NSSF/NHIF) and collect via payment links for M-Pesa, cards or bank transfer."
canonical_url: "https://liners.com/kiotapay"
markdown_url: "https://liners.com/kiotapay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kiotapay/screenshot.webp?v=1778017015947"
published_at: "2026-05-12T03:54:56.055Z"
updated_at: "2026-10-06T14:37:29.527Z"
---

# KiotaPay: Business Spend Management Platform

Control spend, run Kenya-compliant payroll (KRA/NSSF/NHIF) and collect via payment links for M-Pesa, cards or bank transfer.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [KiotaPay](/kiotapay)

## Summary

Manage spend, payroll, collections, and payouts in one place

An AI-powered finance platform for African businesses to manage spend controls, payment links, payroll with statutory deductions, bulk payouts, and reconciliations.

## Product details

| Field | Value |
| --- | --- |
| Website | https://kiotapay.com/ |
| Tagline | Manage spend, payroll, collections, and payouts in one place |
| Primary country | Kenya |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

KiotaPay is a unified business finance platform for African companies that need to manage collections, spending, payroll, payouts, and reconciliations from one system.

Key capabilities include:
- **Spend management and controls**: set **real-time limits**, **merchant category locks**, department budgets, and approval workflows; track and reconcile transactions with detailed reporting and audit history.
- **Collections via payment links**: generate shareable links to accept payments through **M-Pesa**, **cards**, or **bank transfer**; invoicing is listed as **coming soon**.
- **Payroll processing and HR tools**: run payroll with automated statutory deductions aligned to **KRA, NSSF, and NHIF** rules, pay employees via bank payouts or bulk M-Pesa, and provide employee **self-service** for payslips and leave requests.
- **Bulk disbursements and accounting sync**: approve and pay suppliers, merchants, or teams in batches, then sync transactions and reconciliations with **QuickBooks, Xero, and Sage**.

Available on **Web**, **Android**, **iOS**, plus **API** access.

Built for B2B teams such as SMEs and enterprises, including property managers and hospitality operators that need approval-based spend control, compliant payroll, and multi-channel payments.

Notable in the African market for supporting local payment rails (including M-Pesa) and Kenyan payroll compliance workflows, with mobile apps and customer references across multiple business sectors.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Enterprise](/tags/enterprise): Product feature or technology
- [Expense Tracking](/tags/expense-tracking): Product feature or technology
- [Payment Links](/tags/payment-links): Product feature or technology
- [Payroll](/tags/payroll): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/kiotapay/alternatives)
- [Reviews](/kiotapay/reviews)
- [Transparency](/kiotapay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kiotapay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)