---
title: "Kegow: Mobile Wallet, Bill Payments and Payroll"
description: "Fund a Nigerian wallet by card, send money, pay bills and airtime, and cash out via agents. Get POS services with a ₦20,000 token."
canonical_url: "https://liners.com/kegow"
markdown_url: "https://liners.com/kegow.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kegow/screenshot.webp?v=1772004022364"
published_at: "2026-02-25T19:20:14.739Z"
updated_at: "2026-08-31T05:11:11.707Z"
---

# Kegow: Mobile Wallet, Bill Payments and Payroll

Fund a Nigerian wallet by card, send money, pay bills and airtime, and cash out via agents. Get POS services with a ₦20,000 token.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Kegow](/kegow)

## Summary

Mobile wallet payments, transfers, and cash withdrawals

A Nigerian mobile wallet for individuals and businesses to fund accounts, pay bills, buy airtime, send money, use POS and agent banking, and manage payroll.

## Product details

| Field | Value |
| --- | --- |
| Website | https://kegow.com/ |
| Tagline | Mobile wallet payments, transfers, and cash withdrawals |
| Primary country | Nigeria |
| Platforms | iOS, Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Kegow is a Nigerian mobile wallet and agency banking platform for individuals, agents, and businesses that need digital payments, money transfers, and cash-in or cash-out services.

Key capabilities include:

- **Wallet funding and transfers:** fund a wallet (including **card funding**), send money to other users, and transfer to agents for **cash withdrawals**.
- **Everyday payments:** **pay bills**, purchase **airtime**, and pay for goods and services from a single wallet.
- **Agent and POS services:** apply for an **Agent Wallet** (requires **Tier 3 KYC**), support customer services such as cash deposit and withdrawal, account opening, transfers, and card issuance; access **POS services** with a stated token of **₦20,000**.
- **Business and payroll tools:** use a **Corporate Wallet** for Nigerian SMEs to run **salary payments**, funds transfers, and other enabled payments; access **Kegow Pay** for **payroll, HR, and payments** for SMEs and NGOs.

Available on **iOS** and **Android**.

It serves **B2C** users handling personal transactions, and **B2B** customers such as SMEs, NGOs, and agents offering payment and cash services.

Notable in Nigeria for its **CBN licensing** for Mobile Money Operations and Agency Banking, defined **KYC tiers and limits** (Tier 1 to Tier 3), and local support access via phone and email.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Payroll](/tags/payroll): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/kegow/alternatives)
- [Reviews](/kegow/reviews)
- [Transparency](/kegow/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kegow)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)