---
title: "KashNow: Salary Loans and Asset-Backed Loans"
description: "Get instant Remita salary loans in Nigeria: borrow N10,000–N200,000 (up to 40% of net pay) via USSD *5077# or web; repay in 30 days."
canonical_url: "https://liners.com/kashnow"
markdown_url: "https://liners.com/kashnow.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/kashnow/screenshot.webp?v=1776733288539"
published_at: "2026-04-21T16:32:05.986Z"
updated_at: "2026-09-20T03:01:42.554Z"
---

# KashNow: Salary Loans and Asset-Backed Loans

Get instant Remita salary loans in Nigeria: borrow N10,000–N200,000 (up to 40% of net pay) via USSD \*5077# or web; repay in 30 days.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [KashNow](/kashnow)

## Summary

Instant salary-based loans in minutes via USSD or web

A Nigerian digital loan service for employees paid via Remita, offering quick cash loans up to 40% of net salary through web or USSD with automatic repayment.

## Product details

| Field | Value |
| --- | --- |
| Website | https://kashnow.ng/ |
| Tagline | Instant salary-based loans in minutes via USSD or web |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

KashNow is a digital consumer loan product for Nigerian employees whose salaries are processed through the Remita payment platform, providing short-term cash loans in minutes.

Key capabilities include:
- **Salary-based instant loans** up to **40% of net salary**, with amounts from **N10,000 to N200,000**
- **Multi-channel applications** through the **website** or **USSD (*5077#)**, designed for quick, paperless access
- **Short tenor** of **not more than 30 days** (typically repaid from the next salary)
- **Repeat borrowing** allowed within a month as long as total outstanding loans do not exceed **40% of salary**
- **No documentation, collateral, or guarantor**, with **confidential process management** and **24/7** availability
- **Asset-backed loans** for individuals against investments, with **reduced interest rate**, minimal documentation, and retention of holdings/investments

Available on **Web** and via **USSD (*5077#)**.

It targets employees in Nigeria across federal government, state government, and private organizations whose monthly salaries are disbursed through **Remita**.

Notable in the Nigerian market for tying eligibility and repayment to Remita salary processing and for offering fast access to small, short-tenor credit alongside an investment-backed borrowing option.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/kashnow/alternatives)
- [Reviews](/kashnow/reviews)
- [Transparency](/kashnow/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/kashnow)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)