---
title: "Karsa: Multi-Currency USD Account App in Africa"
description: "Receive USD & stablecoins, hold USD/EUR/GBP/NGN, and pay out to 80+ countries. Get ACH, Wire, SWIFT, SEPA transfers plus global cards."
canonical_url: "https://liners.com/karsa"
markdown_url: "https://liners.com/karsa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/gokarsa/screenshot.webp?v=1783786745679"
published_at: "2026-07-13T23:22:55.980Z"
updated_at: "2026-08-30T16:20:29.035Z"
---

# Karsa: Multi-Currency USD Account App in Africa

Receive USD & stablecoins, hold USD/EUR/GBP/NGN, and pay out to 80+ countries. Get ACH, Wire, SWIFT, SEPA transfers plus global cards.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Karsa](/karsa)

## Summary

Global USD accounts, stablecoins, and cross-border payouts

A multi-currency neobank for businesses and individuals in emerging markets to receive USD and stablecoins, send international transfers, and issue global cards.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.gokarsa.com/ |
| Tagline | Global USD accounts, stablecoins, and cross-border payouts |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Karsa is a multi-currency neobank for businesses, freelancers, and individuals in emerging markets who need reliable access to USD accounts, stablecoins, and cross-border payments.

Key capabilities include:
- **US business bank account and virtual US account** for getting paid by clients and platforms, with support for **ACH, Wire, SWIFT, SEPA**, and **stablecoin transfers**
- **Multi-currency balances** to **receive and hold** funds in **USD, EUR, GBP, NGN, CNY, AED**, plus stablecoins such as **USDT** (and USDC is referenced for transfers)
- **Global payouts to 80+ countries**, including paying **suppliers in China and Vietnam** (direct or via crypto) and sending money to **contractors in Pakistan and Bangladesh**, plus moving funds between accounts in the **US, EU, and Australia**
- **Corporate and personal cards** for global spending on services like **Google Ads, Meta Ads, and AWS**, with **no fees on USD spend** and **competitive FX rates**

Available on **Web** and **Android**.

It targets **B2B and B2C** users, including e-commerce resellers, software teams, suppliers, contractors, and individuals who need international collections, stablecoin wallets, and multi-currency spending.

Karsa is notable for Africa-focused cross-border banking needs, with marketing that explicitly references cities like **Lagos** and markets such as **Nigeria and Kenya**, and for operating via **Serai, Inc.**, a **FinCEN-registered Money Services Business** (Reg. **31000301293287**).

## Features

- [Fintech](/categories/fintech): Category
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/karsa/alternatives)
- [Reviews](/karsa/reviews)
- [Transparency](/karsa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/karsa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)