---
title: "Julaya: Business Payments in Africa"
description: "Send bulk payroll and supplier payouts, collect cash/mobile money, and track spend in real time. 13,000+ cash points in Senegal; UEMOA RIB."
canonical_url: "https://liners.com/julaya"
markdown_url: "https://liners.com/julaya.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/julaya/screenshot.webp?v=1773249592002"
published_at: "2026-03-14T00:33:31.357Z"
updated_at: "2026-10-06T10:07:08.826Z"
---

# Julaya: Business Payments in Africa

Send bulk payroll and supplier payouts, collect cash/mobile money, and track spend in real time. 13,000+ cash points in Senegal; UEMOA RIB.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Julaya](/julaya)

## Summary

Manage business payments and collections from one account

A 100% online business account for West African companies to send mobile money and bank transfers, collect cash deposits, track payments in real time, and export reports.

## Product details

| Field | Value |
| --- | --- |
| Website | https://julaya.co/ |
| Tagline | Manage business payments and collections from one account |
| Primary country | Côte d'Ivoire |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Julaya is a 100% online business account for companies in West Africa that need to centralize payments, collections, and transaction tracking across mobile money and bank rails.

Key capabilities include:

- **Mobile money and bank transfers** from a single account, including bulk payouts for use cases such as **payroll** and **supplier payments**.
- **Cash and mobile money collection**, with instant deposits and access to **13,000+ cash collection points in Senegal** (based on the research brief).
- **Real-time tracking and audit trail**, including notifications, searchable transaction history, and the ability to **export accounting reports** and attach **scanned receipts/justifications** for reconciliation.
- **Multi-accounts and controls**, including **sub-accounts**, **access levels**, and **validation (approval) policies** to match internal signing workflows.

Available on **Web**, **Android**, and **iOS**.

It targets **SMEs, startups, large enterprises, and public institutions**, especially finance directors and managing directors responsible for payments, payroll runs, and cash management.

Notable in the UEMOA market context, it supports operations in **Côte d’Ivoire, Senegal, Benin, and Togo**, offers a **Julaya RIB** for receiving transfers across the UEMOA zone, and integrates funding options through partner banks (including **Ecobank, SIB, and BOA**, as cited in the research brief).

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Expense Tracking](/tags/expense-tracking): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Benin](/countries/benin): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Senegal](/countries/senegal): Market
- [Togo](/countries/togo): Market

## Related pages

- [Alternatives](/julaya/alternatives)
- [Reviews](/julaya/reviews)
- [Transparency](/julaya/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/julaya)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)