---
title: "JoonaPay: Business Payments in Côte d'Ivoire"
description: "Invoice and collect via Wave, Orange Money, cards & bank transfers in Côte d’Ivoire. Bulk pay up to 10,000; collect 15 currencies from 33 countries."
canonical_url: "https://liners.com/joonapay"
markdown_url: "https://liners.com/joonapay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/joonapay/screenshot.webp?v=1781029549198"
published_at: "2026-06-11T10:58:26.641Z"
updated_at: "2026-10-01T03:01:22.626Z"
---

# JoonaPay: Business Payments in Côte d'Ivoire

Invoice and collect via Wave, Orange Money, cards & bank transfers in Côte d’Ivoire. Bulk pay up to 10,000; collect 15 currencies from 33 countries.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [JoonaPay](/joonapay)

## Summary

Manage invoicing, payments, and treasury in one dashboard

An all-in-one finance and payments platform for Francophone African businesses to invoice, collect mobile money and card payments, pay suppliers, and reconcile transactions.

## Product details

| Field | Value |
| --- | --- |
| Website | https://joonapay.com/ |
| Tagline | Manage invoicing, payments, and treasury in one dashboard |
| Primary country | Côte d'Ivoire |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

JoonaPay is a **financial management and payments platform** for businesses and finance teams in Francophone Africa, built for UEMOA operating realities such as mobile money, SYSCOHADA accounting, and BCEAO requirements.

Key capabilities include:
- **Invoicing and collections:** Create invoices quickly with a **multi-method payment link** and automatic reminders, then accept **Wave, Orange Money, MTN MoMo, Moov Money**, cards, and bank transfers through a single payment page and contract, with settlement to bank accounts typically **J+0 to J+1**.
- **Payouts and payroll:** Run **bulk payments up to 10,000 beneficiaries**, pay suppliers in batches, and apply **multi-level approval workflows** with automatic retries on failed payments; disburse salaries via mobile money with timestamped audit trails.
- **International payments:** Collect in **15 currencies from 33 countries** and pay foreign suppliers in **XOF**, with pricing starting at **2%**, no FX margin, and settlement in **1 to 3 days**.
- **Reconciliation, treasury, and reporting:** Automatically reconcile bank, mobile money, and card transactions, generate **SYSCOHADA-compliant accounting entries**, view consolidated cash position across banks and currencies, forecast cashflow over **90 days**, and access **12+ auditor-ready reports**.

Available on **Web** with an **API** (documentation: https://joonapay.com/api.html).

Designed for **SMEs, institutions, and finance departments** operating across UEMOA and broader Francophone African markets.

Notable for its **native mobile money integrations**, **SYSCOHADA-aligned exports** with a preconfigured chart of accounts, and French-language support aligned to local time zones, including WhatsApp-based assistance.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Payroll](/tags/payroll): Product feature or technology
- [Côte d'Ivoire](/countries/cote-divoire): Market

## Related pages

- [Alternatives](/joonapay/alternatives)
- [Reviews](/joonapay/reviews)
- [Transparency](/joonapay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/joonapay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)