---
title: "Jollof+: Savings App in Nigeria"
description: "Save in Nigeria with fixed, target, kids or flexible plans: lock funds 30 days–24 months for up to 21.6% interest, or withdraw anytime at 10%."
canonical_url: "https://liners.com/jollofplus"
markdown_url: "https://liners.com/jollofplus.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/jollofplus/screenshot.webp?v=1780903373562"
published_at: "2026-06-08T08:48:14.515Z"
updated_at: "2026-10-05T05:11:19.046Z"
---

# Jollof+: Savings App in Nigeria

Save in Nigeria with fixed, target, kids or flexible plans: lock funds 30 days–24 months for up to 21.6% interest, or withdraw anytime at 10%.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Jollof+](/jollofplus)

## Summary

High-interest savings plans built for Nigerian goals

A Nigerian digital savings app that offers fixed, target, kids, and flexible savings products with competitive interest rates for students, salary earners, and retail savers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.jollofplus.ng/ |
| Tagline | High-interest savings plans built for Nigerian goals |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Jollof+ is a Nigerian digital savings app for individuals who want structured ways to save, earn interest, and work toward specific financial goals.

Key capabilities include:

- **Fixed Savings (JollofLock)**: lock a lump sum for **30 days to 24 months** and earn **up to 21.6% interest**, with **no access until maturity**.
- **Target Savings (Ajo+)**: save steadily toward specific goals such as **rent, a phone, or travel**, earning **up to 16.5% interest**.
- **Kids Savings (BabyBox)**: create savings plans for children and earn **up to 15.5% interest** on their behalf.
- **Flexible Savings (JollofFlex)**: deposit and withdraw anytime with **no penalties**, earning **up to 10% interest**.

The platform also highlights **automated savings plans**, **real-time analytics and recommendations**, and **dual-factor authentication**, alongside security measures such as **data protection** and **consistent audits**.

Available on **Android and iOS** (with a public website for product information).

It targets Nigerian retail savers, including **students, salary earners, side-hustlers, parents**, and anyone saving in Naira for short-term and long-term goals.

The product is notable in Nigeria’s savings market because it is presented as a regulated offering backed by **Baobab Microfinance Bank Nigeria Limited (RC827354)**, with website-stated **CBN licensing**, **NDIC insurance**, and **ISO 27001** and **ISO 22301** certifications, plus reported traction of **250,000+ savers**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Personal Finance](/tags/personal-finance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/jollofplus/alternatives)
- [Reviews](/jollofplus/reviews)
- [Transparency](/jollofplus/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/jollofplus)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)