---
title: "Jemapay: Bill Payments, Airtime and Data Top-Ups"
description: "Pay bills in Nigeria: buy airtime, data, TV renewals and electricity tokens. Fund a wallet via bank/card, use virtual accounts, or automate via API."
canonical_url: "https://liners.com/jemapay"
markdown_url: "https://liners.com/jemapay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/jemapay/screenshot.webp?v=1772003971410"
published_at: "2026-02-25T19:03:38.301Z"
updated_at: "2026-08-31T07:45:54.871Z"
---

# Jemapay: Bill Payments, Airtime and Data Top-Ups

Pay bills in Nigeria: buy airtime, data, TV renewals and electricity tokens. Fund a wallet via bank/card, use virtual accounts, or automate via API.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Jemapay](/jemapay)

## Summary

Automated bill payments, airtime, and utility top-ups

A fintech app for Nigerians to pay bills, buy airtime and data, renew TV, and purchase electricity tokens, with automated delivery and partner API tools.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.jemapay.com/ |
| Tagline | Automated bill payments, airtime, and utility top-ups |
| Primary country | Nigeria |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Jamapay is a fintech bill payment and digital services platform for individuals and businesses in Nigeria that want fast, automated purchases for everyday utilities and virtual services.

Key capabilities include:

- **Bill payments and digital products**: buy **airtime**, **internet data bundles**, **TV cable renewals**, and **electricity tokens**, plus services like **exam pins** and **vehicle insurance**.
- **Wallet funding and account management**: create an account, **fund a wallet via bank or card link**, and track spending for day to day payments.
- **Dedicated accounts and automation**: provides **instant virtual account nodes** for automated funding and settlements, with automated delivery for supported services.
- **Business and developer tools**: a **partner portal** and **API access** to connect an existing website or app, run **mass orders**, and support **automatic top-ups** for resellers.

Available on **Web, Android,** and **iOS.**

It targets consumers paying recurring bills, as well as merchants, resellers, and teams that need API based airtime, data, and utility payment fulfillment.

It is notable in the Nigerian fintech context for its focus on **automated delivery**, **virtual account based funding**, and a partner model designed for businesses that sell digital value added services to their own customers.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/jemapay/alternatives)
- [Reviews](/jemapay/reviews)
- [Transparency](/jemapay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/jemapay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)