---
title: "Irorun: Microloans, Airtime and Bill Payments"
description: "Get Nigeria microloans in ~24 hours: ₦1,000–₦20,000 (10–15%/month), ₦400 fee, 3–30 day terms; loyalty up to ₦50,000."
canonical_url: "https://liners.com/irorun"
markdown_url: "https://liners.com/irorun.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/irorun/screenshot.webp?v=1776733137936"
published_at: "2026-04-21T18:06:37.627Z"
updated_at: "2026-09-21T05:12:14.090Z"
---

# Irorun: Microloans, Airtime and Bill Payments

Get Nigeria microloans in ~24 hours: ₦1,000–₦20,000 (10–15%/month), ₦400 fee, 3–30 day terms; loyalty up to ₦50,000.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Irorun](/irorun)

## Summary

Get quick microloans in Nigeria for urgent expenses

A Nigerian loan app that offers short-term microloans up to ₦50,000, with in-app applications, tiered offers, and airtime and bill payments for individuals.

## Product details

| Field | Value |
| --- | --- |
| Website | https://irorun.com/ |
| Tagline | Get quick microloans in Nigeria for urgent expenses |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating | 4 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Irorun is a digital lending app for Nigerians who need short-term microloans for urgent expenses, with applications completed in the app or via a web app and loan decisions typically taking about 24 hours.

Key features include:
- **Tiered loan products** with defined limits, fees, and tenors: **Easy Credit** (₦1,000 to ₦5,000; **15% per month** with a minimum **₦500** interest; **3 to 15 days**; **₦400** processing fee), **Easy Credit Loyalty** (₦1,000 to ₦10,000; **15% per month**; **7 to 15 days**; **₦400** fee; requires at least **2 previous loans**), and **Easy Credit Free** (₦1,000 to ₦20,000; **10% per month**; **7 to 30 days**; **₦400** fee; requires at least **2 previous loans**)
- **Loan application requirements** including next of kin, address, **government-issued ID**, and a **Visa or Mastercard debit card** (Verve not accepted), plus a selfie check against identity records
- **One active loan at a time**, with higher limits available over time based on repayment history, and stated loyalty perks such as higher limits up to **₦50,000** and occasional interest-free offers for VIP customers
- **Airtime top-ups and bill payments** from a smartphone, plus **in-app chat support** and an ethical approach that states it does not harass friends and family

Available on **Web** and **Android**.

It targets **individual Nigerians** who have a valid source of income (including small business owners) and need quick access to small loans.

In Nigeria’s consumer lending market, it is notable for publishing clear loan tiers, requiring identity checks, and stating ethical debt collection practices; it is also operated by **Irorun Technologies Limited**, licensed as a **Money Lender by the Oyo State Government of Nigeria**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/irorun/alternatives)
- [Reviews](/irorun/reviews)
- [Transparency](/irorun/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/irorun)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)