---
title: "iPay Africa: Payment Gateway"
description: "Accept mobile money and card payments online or at POS in Kenya, Nigeria, Rwanda, Tanzania and Zambia. Track payments and pay utility bills."
canonical_url: "https://liners.com/ipay-africa"
markdown_url: "https://liners.com/ipay-africa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/ipayafrica/screenshot.webp?v=1773411436069"
published_at: "2026-03-13T15:40:26.921Z"
updated_at: "2026-10-06T16:02:52.608Z"
---

# iPay Africa: Payment Gateway

Accept mobile money and card payments online or at POS in Kenya, Nigeria, Rwanda, Tanzania and Zambia. Track payments and pay utility bills.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [iPay Africa](/ipay-africa)

## Summary

Accept and track payments online and in-store across Africa

A payment processing and billing platform for individuals, merchants, and developers to accept online and in-store payments, plus utility bill payments across African markets.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.ipayafrica.com/ |
| Tagline | Accept and track payments online and in-store across Africa |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

iPay is a payment processing and billing platform for individuals, businesses, and developers that supports online payments, in-store acceptance, and utility bill settlement.

Key capabilities include:
- **Multi-channel payments acceptance** for online and physical stores, including **mobile money** and **card (credit and debit)** payments, with support for additional channels such as **Pesalink**, **QR codes**, and **PDQ** devices (as listed in product materials).
- **Merchant tools and visibility**, including **instant payment notifications** and a **payments tracking dashboard** that merchants can access anytime.
- **In-store payment solutions**, including **iPay POS** and **Tap Ulipe** for receiving payments at the point of sale.
- **Utility and customer billing**, via **iPay Billing**, for paying bills and subscriptions to supported service and utility providers.

Available on **Web** with **developer API** access.

Target users include **e-commerce stores**, retail and hospitality merchants, **religious and donor-funded organisations**, affiliates, developers integrating payments, and individuals making personal payments and bill payments.

iPay is regulated by the **Central Bank of Kenya**, operates across multiple African markets (including Kenya, Uganda, Tanzania, Rwanda, Nigeria, Zambia, and Togo), and has received industry recognition at the **E-Commerce Awards** and **Digital Tech Excellence Awards** for payments and integration services.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [DR Congo](/countries/dr-congo): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [Tanzania](/countries/tanzania): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/ipay-africa/alternatives)
- [Reviews](/ipay-africa/reviews)
- [Transparency](/ipay-africa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/ipay-africa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)