---
title: "Indo Zambia Bank: Commercial Bank"
description: "Open personal or SME accounts in Zambia, get home/personal/vehicle loans, forex accounts and rates, and pay ZRA/NAPSA via app, web or *232#."
canonical_url: "https://liners.com/indo-zambia-bank"
markdown_url: "https://liners.com/indo-zambia-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/indo-zambia-bank/screenshot.png?v=1786919359662"
published_at: "2026-08-16T22:29:44.571Z"
updated_at: "2026-10-06T12:48:40.000Z"
---

# Indo Zambia Bank: Commercial Bank

Open personal or SME accounts in Zambia, get home/personal/vehicle loans, forex accounts and rates, and pay ZRA/NAPSA via app, web or \*232#.

## Breadcrumbs

- [Banking](/categories/banking)
- [Indo Zambia Bank](/indo-zambia-bank)

## Summary

Everyday and business banking with digital access

A commercial bank in Zambia offering personal and business accounts, loans, forex services, and digital banking via mobile apps, USSD, and internet banking.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.izb.co.zm/ |
| Tagline | Everyday and business banking with digital access |
| Primary country | Zambia |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Indo Zambia Bank is a registered commercial bank in Zambia that serves individual customers, SMEs, and corporate clients with retail banking, business banking, forex services, and digital banking channels.

Key capabilities include:
- **Personal banking products**, including savings accounts (Save Plus, Classic, Privilege, Tisunge, Tonse, Salary), **fixed deposits** (Bumi Fixed Deposit A/C), and retail credit such as **home loans**, **personal loans**, **vehicle loans**, and **Indo Green Asset Finance**
- **Business banking**, including **current accounts** (Privilege, Classic, SME) and business credit options such as **MSME loans**, **term loans**, **vehicle finance**, **agro finance**, **working capital finance**, **lease rental discounting**, **equity release**, **Indo Dairy Development and Production schemes**, **Indo Ka Sumfin Loan**, and **Indo Women Power Loan**
- **Forex and treasury**, with published **forex rates** plus **forex savings and current accounts**, and support for international and foreign business banking
- **E-services and payments**, including **Indo NXT Mobile Banking**, **Indo NXT Corporate Banking** (internet banking), **contactless Visa cards** and POS payments, **ZRA/NAPSA e-payments**, **wallet banking**, a **Self KYC Update Portal**, and online call-back and grievance submission

Available on **Web**, **Android**, **iOS**, and **USSD** (*232#).

Target users include **Zambian individuals**, **small and medium enterprises**, and **corporates and institutions** needing day-to-day banking, credit, statutory payments, and digital account access.

It is notable in the Zambian market for its long-standing role in national development (founded **19 October 1984** through collaboration between the Governments of Zambia and India) and for integrations that support local payment needs, including **ZRA/NAPSA e-payments** and a partnership enabling **MTN MoMo payments on IZB POS terminals** nationwide.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/indo-zambia-bank/alternatives)
- [Reviews](/indo-zambia-bank/reviews)
- [Transparency](/indo-zambia-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/indo-zambia-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)