---
title: "Impiya: Short-Term Loan App in Zambia"
description: "Apply in-app for micro-loans up to ZMW 20,000 in Zambia, Uganda & Tanzania. Repay in 63–130 days; typical APR 20%–89.3%."
canonical_url: "https://liners.com/impiya"
markdown_url: "https://liners.com/impiya.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/impiya/screenshot.webp?v=1780520129798"
published_at: "2026-06-04T08:56:54.371Z"
updated_at: "2026-09-27T03:00:32.203Z"
---

# Impiya: Short-Term Loan App in Zambia

Apply in-app for micro-loans up to ZMW 20,000 in Zambia, Uganda & Tanzania. Repay in 63–130 days; typical APR 20%–89.3%.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Impiya](/impiya)

## Summary

Get instant short-term loans to your mobile money account

A digital micro-lending app for consumers in Zambia, Uganda, and Tanzania to apply for short-term loans, get fast approval, and receive funds via mobile money.

## Product details

| Field | Value |
| --- | --- |
| Website | https://impiya.com/ |
| Tagline | Get instant short-term loans to your mobile money account |
| Primary country | Zambia |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Impiya is a digital micro-lending app for consumers in Zambia, Uganda, and Tanzania who need short-term loans for everyday expenses, emergencies, or small business needs.

Key capabilities include:
- **In-app loan application and fast decisions**, with a simple flow to register, submit an application, wait for approval, and receive funds
- **Loan amounts up to ZMW 20,000** (the Google Play listing states **K2,000 to K20,000**)
- **Short-term repayment periods** of **63 to 130 days**, with **APR typically ranging from 20% to 89.3%** (per Google Play)
- **No collateral required**, and **instant disbursement to mobile money** after approval, with **transparent fees** and clear terms

Available on **Android** (via Google Play); the website is informational.

Built for **individual consumers (B2C)** seeking micro-loans in **Zambia, Uganda, and Tanzania**, including borrowers covering urgent bills and small cash-flow gaps.

It is notable in these markets for combining app-based borrowing with disclosed loan parameters (amounts, terms, and typical APR range), plus published customer support contact details (need.resolution@impiya.com).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/impiya/alternatives)
- [Reviews](/impiya/reviews)
- [Transparency](/impiya/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/impiya)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)