---
title: "IHMS HMO: Health Insurance in Nigeria — Download"
description: "Buy Nigeria health plans for individuals, SMEs, corporates and seniors. Find providers, get telemedicine, emergency care, CT/MRI and dialysis."
canonical_url: "https://liners.com/ihms-hmo"
markdown_url: "https://liners.com/ihms-hmo.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/ihms-hmo/screenshot.webp?v=1778782587478"
published_at: "2026-05-14T18:18:40.520Z"
updated_at: "2026-10-05T05:11:35.976Z"
---

# IHMS HMO: Health Insurance in Nigeria — Download

Buy Nigeria health plans for individuals, SMEs, corporates and seniors. Find providers, get telemedicine, emergency care, CT/MRI and dialysis.

## Breadcrumbs

- [Health Tech](/categories/healthtech)
- [IHMS HMO](/ihms-hmo)

## Summary

Health insurance plans with provider access across Nigeria

A Nigerian HMO platform for individuals, SMEs, corporates, and seniors to buy health plans, find providers, and access telemedicine, emergency, and preventive care.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.ihmsnigeria.com/ |
| Tagline | Health insurance plans with provider access across Nigeria |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating | 5 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

IHMS HMO is a Health Maintenance Organization (HMO) that provides health insurance coverage and care access for individuals, families, SMEs, corporate organizations, and seniors across Nigeria.

Key capabilities include:

- **Plan purchase by segment**: offers **Retail**, **Corporate**, **SME**, and **Seniors** plans, with online plan purchase through the web portal.
- **Provider discovery and specialist access**: includes a **Find a Provider** flow and care pathways that cover specialties such as **cardiology**, **general surgery**, **paediatrics**, **dermatology**, **endocrinology**, **urology**, **oncology**, and **nephrology**, depending on plan.
- **Care delivery options**: supports **telemedicine** and coverage for **accident and emergency** care.
- **Benefits for complex and preventive needs**: includes options such as **maternity care** (Pro-Life Benefit), **chronic disease management and pharmacy benefits**, **adult immunisations**, advanced investigations (including **CT/MRI scans, ECG, EEG, EMG**), **cancer care** (surgical, chemotherapy, radiotherapy with a waiting period), and **renal dialysis** (availability depends on plan).

Available on **Web, Android,** and **mobile web** via ihmsnigeria.com and app.ihmsnigeria.com.

Designed for **B2B and B2C purchasing**, serving individual customers as well as employers and SMEs buying coverage for employees, plus seniors who need geriatric-focused benefits.

Notable in Nigeria for its nationwide focus and long operating history (20+ years), with a plan structure that maps benefits and specialist access to distinct customer segments.

## Features

- [Health Tech](/categories/healthtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Diagnostics](/tags/diagnostics): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Telemedicine](/tags/telemedicine): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/ihms-hmo/alternatives)
- [Reviews](/ihms-hmo/reviews)
- [Transparency](/ihms-hmo/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/ihms-hmo)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)