---
title: "I&M Bank: Bank Accounts, Loans and Insurance"
description: "Bank, borrow and manage business payments in Kenya, Rwanda, Tanzania, Uganda & Mauritius, with retail and business banking plus a payment API gateway."
canonical_url: "https://liners.com/i-and-m-bank"
markdown_url: "https://liners.com/i-and-m-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/imbankgroup/screenshot.webp?v=1786967164520"
published_at: "2026-08-17T12:17:09.083Z"
updated_at: "2026-10-06T12:48:37.162Z"
---

# I&M Bank: Bank Accounts, Loans and Insurance

Bank, borrow and manage business payments in Kenya, Rwanda, Tanzania, Uganda & Mauritius, with retail and business banking plus a payment API gateway.

## Breadcrumbs

- [Banking](/categories/banking)
- [I&M Bank](/i-and-m-bank)

## Summary

Regional banking and insurance services across Eastern Africa

A regional banking and insurance group serving retail, business, and institutional clients in Kenya, Rwanda, Tanzania, Uganda, and Mauritius with full-service financial solutions.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.imbankgroup.com/ |
| Tagline | Regional banking and insurance services across Eastern Africa |
| Primary country | Kenya |
| Platforms | Web, Android, iOS, Desktop |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

I&M Group PLC is a **regional banking and insurance group** headquartered in Nairobi that serves retail consumers, SMEs, corporates, and institutional clients across **Kenya**, **Rwanda**, **Tanzania**, **Uganda**, and **Mauritius**. It traces its roots to **1974**, when it was founded as **Investments & Mortgages Limited** at Phoenix House in Nairobi; it converted to a full commercial bank in 1996 and adopted the name **I&M Bank** in 2008. In 2013, I&M Bank Limited combined with the listed investment firm **City Trust Limited** in a reverse merger to form **I&M Holdings Limited** (later renamed **I&M Group PLC**), which trades on the **Nairobi Securities Exchange**.

The group expanded regionally through acquisitions: **Bank One** in **Mauritius** (2008, a joint venture rebranded from First City Bank), **I&M Bank Tanzania** (2010, formerly CF Union Bank), **I&M Bank Rwanda** (2012, formerly Banque Commerciale du Rwanda, acquired with development-finance partners **Proparco** and **DEG**), and **I&M Bank Uganda** (2020, formerly Orient Bank). I&M Bank Rwanda is separately listed on the **Rwanda Stock Exchange**.

Key capabilities and services include:
- **Multi-country banking presence** through a network of **94 branches** and **130 ATMs** across Kenya, Mauritius (via Bank One), Rwanda, Tanzania, and Uganda, serving **over 600,000 customers**
- **Full-service banking offerings** across corporate, business, and personal banking, covering **deposit accounts**, **loans and advances**, and a **payment API gateway** for business integrations
- **Wealth management and advisory services** for higher-net-worth and institutional segments, alongside **bancassurance and insurance-related services**
- **Investor and governance information** published via the group website, including **financial results and annual reports**, **subsidiary briefs**, and **corporate governance** materials

Available on **Web** via the group website and country-specific bank sites; **Android and iOS** availability varies by market through country-specific banking apps.

Target users include **individual customers**, **MSMEs and SMEs**, **corporate and institutional clients**, and **wealth management customers** across Eastern Africa.

Notable in the region as a **public company listed on the Nairobi Securities Exchange (NSE)** with roughly **KES 533 billion** in group assets, a diversified footprint across five East African and Indian Ocean markets, and community work delivered through the **I&M Foundation**, spanning environmental conservation, education and skills development, and giving programs.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Mauritius](/countries/mauritius): Market
- [Rwanda](/countries/rwanda): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/i-and-m-bank/alternatives)
- [Reviews](/i-and-m-bank/reviews)
- [Transparency](/i-and-m-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/i-and-m-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)