---
title: "Hygeia HMO: Health Insurance in Nigeria"
description: "Buy Nigerian health insurance for individuals, families, maternity, seniors, SMEs and corporates. Plans from N4,980/month or N50,796/year."
canonical_url: "https://liners.com/hygeia-hmo"
markdown_url: "https://liners.com/hygeia-hmo.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/hygeiahmo/screenshot.webp?v=1773047268991"
published_at: "2026-03-09T11:44:53.961Z"
updated_at: "2026-10-05T05:12:56.364Z"
---

# Hygeia HMO: Health Insurance in Nigeria

Buy Nigerian health insurance for individuals, families, maternity, seniors, SMEs and corporates. Plans from N4,980/month or N50,796/year.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Hygeia HMO](/hygeia-hmo)

## Summary

Health insurance plans with nationwide provider access

A Nigerian health insurance service offering individual, family, maternity, senior, SME, and corporate plans with a provider directory, resources, and Android app access.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.hygeiahmo.com/ |
| Tagline | Health insurance plans with nationwide provider access |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating | 4.5 |
| Published reviews | 2 |
| Verified listing | No |

## About the product

Hygeia HMO is a health insurance provider in Nigeria that offers paid health plans for individuals, families, expecting mothers, senior citizens, SMEs, and corporate organisations.

Key capabilities include:
- **Multiple plan types and tiers** across individual (HyEase, HyBasic, HyPrime, HyPrime Plus, HyPrime Exclusive), **family** (HyBasic Family, HyPrime Family), **maternity** (HyMat, HyMat Plus), **senior** (Senior Mini, Senior Midi, Senior Premium), **SME** (HyStarter, HyStarter Premium), and **corporate** (HyDeal, HyLite, HyBrid, HyValue, HyEnhanced, HyLeague) coverage.
- **Provider discovery** through a **Provider Directory** to help members find hospitals and clinics within its network.
- **Member resources and self-service information**, including a health **blog**, **FAQs**, **e-library**, **chronic drug register**, and **downloadable forms**.
- **Referral incentives** via a **Refer and Earn** programme, plus a **HyDirect** portal for providers to log in.

Pricing uses **monthly and annual premiums** depending on plan, for example **HyBasic** at **N55,590/year** (N5,450/month) and **HyStarter** at **N50,796/year** (N4,980/month); senior and higher tiers list higher annual premiums (e.g., **Senior Premium** at **N865,266/year**).

Available on **Web** and **Android** (Google Play).

Target users include Nigerian consumers and sponsors buying coverage for others, HR and operations teams in SMEs, and benefits administrators in corporate organisations.

Notable in the Nigerian market context, it is **regulated by the National Health Insurance Scheme (NHIS)** and was **first accredited by NHIS in 2005**, supporting structured access to healthcare through a nationwide provider network.

## Features

- [Insurtech](/categories/insurtech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Telemedicine](/tags/telemedicine): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/hygeia-hmo/alternatives)
- [Reviews](/hygeia-hmo/reviews)
- [Transparency](/hygeia-hmo/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hygeia-hmo)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)