---
title: "Hubtel: Payment Gateway APIs in Ghana"
description: "Accept Ghana mobile money, cards and GhIPSS bank transfers via APIs. Collect ECG/Ghana Water, TV bills, airtime & data; verify Ghana ID."
canonical_url: "https://liners.com/hubtel"
markdown_url: "https://liners.com/hubtel.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/developers/screenshot.webp?v=1774504901352"
published_at: "2026-03-26T10:38:20.580Z"
updated_at: "2026-10-06T16:49:26.469Z"
---

# Hubtel: Payment Gateway APIs in Ghana

Accept Ghana mobile money, cards and GhIPSS bank transfers via APIs. Collect ECG/Ghana Water, TV bills, airtime & data; verify Ghana ID.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Hubtel](/hubtel)

## Summary

Integrate mobile money, cards, bank transfers, and bills via APIs

A self-service developer portal with APIs for Ghana payments, settlements, bill payments, identity verification, and SMS services for businesses and developers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://developers.hubtel.com/ |
| Tagline | Integrate mobile money, cards, bank transfers, and bills via APIs |
| Primary country | Ghana |
| Platforms | Web, Android, iOS, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Hubtel is a self-service developer portal that helps developers, businesses, and individuals in Ghana integrate programmable APIs for payments, settlements, bill payments, customer verification, and SMS.

Key capabilities include:

- **Payments and settlement APIs** for receiving **mobile money payments across networks**, accepting **card payments**, sending money to a **mobile money wallet**, and transferring to **bank accounts on the GhIPSS network**.
- **Bill payments and top-ups** to help merchants facilitate **ECG (prepaid and postpaid)** payments, **Ghana Water** bills, **TV subscriptions** (DSTV, GoTV, StarTimes), plus **airtime and data bundles**.
- **Customer identity verification APIs** to validate **Ghana ID** details, **Voter ID** details, **Ghana mobile number** subscriber information (including mobile money activation), and **Ghana bank account** details before transfers.
- A **transaction monitoring dashboard** for tracking payment trends, customer insights (including top spenders and returning customers), and **SMS delivery and spending**.

Available via **Web** (developer portal), supported by apps on **Android** and **iOS**, and with an **API** for integration.

Target users include developers building for **large businesses, SMEs, and personal projects** that need Ghana-focused payments, payouts, bill collections, verification, and messaging.

Notable for its **Ghana-specific integrations** such as **ECG, GWCL (Ghana Water), GhIPSS**, and national identity checks (Ghana ID and Voter ID), making it relevant for local fintech, e-commerce, and utility payment use cases.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/hubtel/alternatives)
- [Reviews](/hubtel/reviews)
- [Transparency](/hubtel/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hubtel)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)