---
title: "Hope PSBank: Mobile Banking in Nigeria"
description: "Open a free Hope PSBank account in Nigeria in 4 steps. Dial 5699# for USSD wallet, send/receive money by phone number, buy airtime/data, pay bills."
canonical_url: "https://liners.com/hope-psbank"
markdown_url: "https://liners.com/hope-psbank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/hopepsbank/screenshot.webp?v=1772207323900"
published_at: "2026-02-28T10:02:34.355Z"
updated_at: "2026-10-05T14:26:59.485Z"
---

# Hope PSBank: Mobile Banking in Nigeria

Open a free Hope PSBank account in Nigeria in 4 steps. Dial 5699# for USSD wallet, send/receive money by phone number, buy airtime/data, pay bills.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Hope PSBank](/hope-psbank)

## Summary

Digital banking, transfers, and bill payments by phone number

A digital-first Nigerian payment service bank for individuals and businesses to open accounts, use USSD wallets, transfer money, buy airtime/data, and pay bills.

## Product details

| Field | Value |
| --- | --- |
| Website | https://hopepsbank.com/ |
| Tagline | Digital banking, transfers, and bill payments by phone number |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 5 |
| Published reviews | 1 |
| Verified listing | Yes |

## About the product

Hope PSBank (Hope Payment Service Bank Limited) is a digital-first payment service bank in Nigeria that serves individuals and businesses that want mobile-led banking, transfers, and everyday payments.

Key capabilities include:

- **Free account opening** with a fast registration flow (opened in **4 simple steps**) and a **personal account with no hidden charges**.
- **Hope Wallet via USSD** (dial **5699#**) for a multipurpose wallet that supports **ATM, POS, Web, and P2P** transactions, using a **phone number** at the point of transaction.
- **Money transfers and receiving funds** by transferring to a **phone number**, with support for sending money to and receiving money from **bank accounts**.
- **Airtime/data purchase and bill payments** through the website, mobile app, or USSD, with multiple billers available for online bill settlement.

Available on **Web**, **Android**, **iOS**, and **USSD (5699#)**.

It targets **consumers and Nigerian businesses** that need digital banking services, plus **agency banking** for individuals, unregistered businesses, registered companies (including sole proprietorships, partnerships, cooperative societies), and corporates with distribution networks.

Notable in the Nigerian market context for combining **account opening**, **USSD-based wallet access**, and **phone-number-led transactions** across common payment channels (ATM, POS, and online), which supports access for users who rely on mobile-first banking.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/hope-psbank/alternatives)
- [Reviews](/hope-psbank/reviews)
- [Transparency](/hope-psbank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hope-psbank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)