---
title: "HoneyCoin: Cross-Border Payments in Africa"
description: "Manage cross-border treasury, FX and payouts across Africa and beyond: multi-currency wallets, virtual accounts + OTC up to $5M/day, T+0 settlement."
canonical_url: "https://liners.com/honeycoin"
markdown_url: "https://liners.com/honeycoin.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/honeycoin/screenshot.png?v=1773308831956"
published_at: "2026-03-12T09:49:59.992Z"
updated_at: "2026-10-06T15:11:05.744Z"
---

# HoneyCoin: Cross-Border Payments in Africa

Manage cross-border treasury, FX and payouts across Africa and beyond: multi-currency wallets, virtual accounts + OTC up to $5M/day, T+0 settlement.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [HoneyCoin](/honeycoin)

## Summary

Manage cross-border treasury, FX, and payouts in one place

A B2B platform for global payments and treasury management, offering multi-currency wallets, virtual accounts, OTC FX, virtual cards, and developer APIs across 22+ markets.

## Product details

| Field | Value |
| --- | --- |
| Website | https://honeycoin.app/ |
| Tagline | Manage cross-border treasury, FX, and payouts in one place |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

HoneyCoin for Businesses is a B2B cross-border payments and treasury management platform for finance teams and companies that need to collect, convert, and settle funds across multiple countries.

Key capabilities include:
- **Multi-currency wallets and payments** to hold balances in **fiat and crypto**, collect pay-ins via **bank or mobile money**, and payout to local accounts or wallets using local rails in **22+ markets**.
- **Virtual accounts** that open named accounts in **KES, USD, GHS, and NGN**, support **sub-accounts** for customer operations, and enable conversion between local currency and **USDT/USDC** from the account.
- **OTC desk** for higher-volume FX and stablecoin trades with liquidity up to **$5M per day**, **same-day (T+0) settlement**, and settlement in **USD, USDT, or local currency**.
- **Virtual cards** with **dynamic limits**, approval rules, and **real-time transaction monitoring**, plus integrations for card spend data with accounting systems.

Available on **Web** with **API access** (SDKs for **Node, Python, and Ruby**) and API docs for payments, on/off-ramps, webhooks, and transaction data retrieval.

Target users include **enterprises, fintechs, and finance teams** running cross-border payouts, payroll-style bulk transfers, treasury operations, and programmatic payments through APIs.

Notable in the African market context for supporting **local rails and multi-currency virtual accounts** (including **KES** and **NGN**) while also providing stablecoin on/off-ramps (USDC/USDT) and institutional-style OTC settlement for businesses operating across Africa and other regions.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/honeycoin/alternatives)
- [Reviews](/honeycoin/reviews)
- [Transparency](/honeycoin/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/honeycoin)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)