---
title: "Hizo: Money Transfers and Travel Payments"
description: "Send Naira from Nigeria to African countries with live FX. Pay out to mobile money wallets or bank accounts; spend Naira while abroad."
canonical_url: "https://liners.com/hizo"
markdown_url: "https://liners.com/hizo.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/hizo/screenshot.webp?v=1773101456925"
published_at: "2026-03-10T15:27:09.183Z"
updated_at: "2026-10-06T10:42:06.084Z"
---

# Hizo: Money Transfers and Travel Payments

Send Naira from Nigeria to African countries with live FX. Pay out to mobile money wallets or bank accounts; spend Naira while abroad.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Hizo](/hizo)

## Summary

Send and spend Naira across Africa with instant conversion

A mobile app for Nigerians to send Naira to supported African countries with live currency conversion and payouts to mobile money wallets or bank accounts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.hizo.africa/ |
| Tagline | Send and spend Naira across Africa with instant conversion |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Hizo is a fintech mobile app for Nigerians who need to send money and make everyday payments across multiple African countries using Naira.

Key capabilities include:

- **Naira-to-Africa transfers** to friends, family, or businesses in supported countries
- **Instant currency conversion** using **live rates**, so senders can see what they are spending in local currency
- **Mobile money and bank payouts**, with delivery to **mobile money wallets** or **bank accounts** depending on the destination country
- **Travel-ready payments**, designed to help users **spend Naira while abroad** in supported countries without relying on physical cash exchange

For security and onboarding, the app supports **KYC verification** during setup and uses **end-to-end encryption** for data protection. Support is available via **24/7 customer support** ([support@hizo.africa](mailto:support@hizo.africa)).

Available on **Android** and **iOS**.

Built for **B2C users in Nigeria**, especially travelers and people sending money to contacts or small businesses across Africa.

Hizo operates as a **financial technology company, not a bank**, and states that banking services are provided through **licensed partners**. It is positioned around intra-Africa payments, with stated coverage including Nigeria and other African markets such as **Ghana, Kenya, Cameroon, and South Africa**, and it has reported being in a pilot phase with over 1,000 app downloads.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Cameroon](/countries/cameroon): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/hizo/alternatives)
- [Reviews](/hizo/reviews)
- [Transparency](/hizo/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hizo)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)