---
title: "Hiwallet: Instant Loans and Credit Limits"
description: "Get instant loans in Nigeria, NGN 5,000–500,000, repay in 91–365 days. BVN/NIN verification, 0% service fee, max 24–36% APR."
canonical_url: "https://liners.com/hiwallet"
markdown_url: "https://liners.com/hiwallet.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/hiwalletng/screenshot.webp?v=1786022318712"
published_at: "2026-08-07T15:01:44.463Z"
updated_at: "2026-09-30T13:17:13.897Z"
---

# Hiwallet: Instant Loans and Credit Limits

Get instant loans in Nigeria, NGN 5,000–500,000, repay in 91–365 days. BVN/NIN verification, 0% service fee, max 24–36% APR.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Hiwallet](/hiwallet)

## Summary

Apply for instant digital loans in Nigeria

A Nigeria-focused Android loan app for individuals and micro-businesses to apply for digital credit, verify identity, and receive funds in a bank account.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.hiwalletng.com/ |
| Tagline | Apply for instant digital loans in Nigeria |
| Primary country | Nigeria |
| Platforms | Web, Android |
| Average rating | 3.6 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Hiwallet is a Nigeria-focused digital credit app for individuals and micro-businesses that want to apply for secured, instant loans and receive disbursement directly to a bank account.

Key capabilities include:
- **Fast digital loan application** with an online approval flow designed to reduce paperwork
- **Flexible credit limits** from **NGN 5,000 to NGN 500,000**
- **Repayment terms** ranging from **91 days to 365 days**, with **flexible repayments**
- **Identity verification** using **BVN/NIN**

Available on **Android**.

Targeted at **Nigerian residents**, including eligible **individuals and micro-businesses** seeking short-term credit without collateral.

Notable in the Nigerian lending market for publishing key borrowing terms in its app listing, including a **0% service fee** and a stated maximum **APR of 24% to 36% per annum**, and for identifying its operator as **Corestone Technology Nigeria Limited**. Support contact: **services@hiwalletng.com**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/hiwallet/alternatives)
- [Reviews](/hiwallet/reviews)
- [Transparency](/hiwallet/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hiwallet)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)