---
title: "HerVest: Savings, Impact Investments and Loans"
description: "Save in Nigeria and earn up to 15%/yr, invest in impact deals (12% maize example), apply for loans with BVN, plus free transfers and zero withdrawals."
canonical_url: "https://liners.com/hervest"
markdown_url: "https://liners.com/hervest.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/hervest/screenshot.webp?v=1772885230438"
published_at: "2026-03-07T18:31:13.944Z"
updated_at: "2026-09-21T05:11:58.957Z"
---

# HerVest: Savings, Impact Investments and Loans

Save in Nigeria and earn up to 15%/yr, invest in impact deals (12% maize example), apply for loans with BVN, plus free transfers and zero withdrawals.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [HerVest](/hervest)

## Summary

Savings, investing, and credit designed for African women

A women-focused fintech platform for African women to save, access low-risk impact investments, and apply for loans, with financial literacy content and in-app transfers.

## Product details

| Field | Value |
| --- | --- |
| Website | https://hervest.ng/ |
| Tagline | Savings, investing, and credit designed for African women |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

HerVest is a Nigeria-based inclusive fintech platform that helps African women, especially underserved women and smallholder female farmers, save, invest, and access credit through a Gender Lens Investment (GLI) approach.

Key capabilities include:
- **Savings plans** that let users set goals and earn annual interest on savings plans (the site cites **up to 15% per year**).
- **Impact investments** that channel funds into opportunities tied to sectors such as agriculture, for example investments that mature with stated interest (the site shows a **12%** maize investment example).
- **Loans and credit access** via a dedicated loan portal, alongside account setup tied to identity verification requirements such as **BVN** to generate a unique account number.
- **Money movement and incentives**, including **free in-app transfers** and **zero withdrawal charges**, plus a **refer-and-earn** program.

Available on **Web** (including an internet banking app), **Android**, and **iOS**.

It primarily serves **women in Nigeria** while also supporting women globally who want to save or invest with an impact focus linked to women’s economic participation.

Notable for its explicit **GLI and peer-to-peer capital redistribution** model that connects women with disposable income to financing needs of excluded women, with a strong emphasis on improving access to capital and support for **female smallholder farmers**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Investments](/tags/investments): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/hervest/alternatives)
- [Reviews](/hervest/reviews)
- [Transparency](/hervest/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hervest)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)