---
title: "Hadi Finance: Working Capital in Nigeria"
description: "Get working capital in Nigeria for restocking or cash flow: inventory financing, invoice discounting and channel financing, disbursed in 48 hours."
canonical_url: "https://liners.com/hadi-finance"
markdown_url: "https://liners.com/hadi-finance.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/hadifinance/screenshot.webp?v=1773172733224"
published_at: "2026-03-11T10:09:02.512Z"
updated_at: "2026-09-22T03:00:49.459Z"
---

# Hadi Finance: Working Capital in Nigeria

Get working capital in Nigeria for restocking or cash flow: inventory financing, invoice discounting and channel financing, disbursed in 48 hours.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Hadi Finance](/hadi-finance)

## Summary

Working capital for retailers and SMEs in Africa

A working-capital platform that offers inventory financing, invoice discounting, and channel financing for informal retailers and SMEs across Africa.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.hadifinance.com/ |
| Tagline | Working capital for retailers and SMEs in Africa |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Hadi Finance is a working-capital fintech platform for informal retailers and SMEs in Africa that need faster access to trade credit for restocking, fulfilling orders, and managing cash flow.

Key capabilities include:

- **Inventory financing** to help retailers restock supplies without paying upfront, supporting common informal-market businesses such as provision stores, pharmacies, schools, and event halls
- **Invoice discounting** (invoice financing) to convert unpaid invoices into quicker cash, reducing long payment cycles for SME suppliers
- **Channel financing** that connects retailers directly with manufacturers, supporting supply chain purchasing with financing
- **Fast disbursement** within **48 hours**, plus **24/7 support** and a **digital onboarding and credit-management app** for managing access to financing

Available on **Web** (via [https://app.hadifinance.com/register](https://app.hadifinance.com/register)), **iOS,** and **Android**.

Built for **B2B users**, including informal retailers, SME suppliers, and small businesses operating in Nigeria, including Northern Nigeria and cities such as Lagos, Abuja, Enugu, Akure, and Ibadan.

Notable in the African market context for focusing on working-capital access in the informal sector and combining digital tools with on-the-ground trust-building through field agents. The company was founded in **2022** and reports serving **2,000+ businesses**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/hadi-finance/alternatives)
- [Reviews](/hadi-finance/reviews)
- [Transparency](/hadi-finance/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/hadi-finance)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)