---
title: "Scale: Card Issuing Platform for African Fintechs and Banks"
description: "Launch virtual, physical and digital card programs in weeks across Africa with one integration, BIN sponsorship, fee optimisation and managed services."
canonical_url: "https://liners.com/getscale"
markdown_url: "https://liners.com/getscale.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/scale/screenshot.webp?v=1792146697652"
published_at: "2026-10-16T10:55:17.526Z"
updated_at: "2026-10-18T19:26:29.462Z"
---

# Scale: Card Issuing Platform for African Fintechs and Banks

Launch virtual, physical and digital card programs in weeks across Africa with one integration, BIN sponsorship, fee optimisation and managed services.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Scale Africa](/getscale)

## Summary

Launch card programs across Africa with one integration

A South African card-issuing platform for fintechs, banks, and telcos to launch virtual, physical, and digital card programs across Africa through one integration.

## Product details

| Field | Value |
| --- | --- |
| Website | https://getscale.africa/ |
| Tagline | Launch card programs across Africa with one integration |
| Primary country | South Africa |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Scale is a **card-issuing orchestration platform** for **fintechs, banks, telcos, and payment platforms in Africa** that want to launch card programs without building issuer relationships, processing, and compliance from scratch.

Key capabilities include:
- **Card issuing (Card-as-a-Service)**: Issue **virtual, physical, and digital cards** in multiple currencies through **one integration and one contract**, with **issuer processing**, **BIN sponsorship**, customer onboarding tools, and regulatory support. Scale says programs can launch in weeks rather than the 18 months typical of traditional setups.
- **Card operations**: Tools for **fraud prevention**, **dispute management**, **decline mitigation**, and **transaction-level profit and loss** reporting.
- **Network Optimiser**: Captures, reconciles, and analyses card network fees for banks, fintechs, and telcos, and recommends ways to cut them.
- **Managed Services**: Consulting and operational support for payment businesses, from strategy to implementation, independent of the platform they use.

Available on **Web** and by **API**.

Founded in South Africa in 2022, Scale raised a **$700,000 pre-seed** round in 2024 and partners with **Mastercard** to support card launches in **Kenya, Senegal, Côte d'Ivoire, Zambia, and Zimbabwe**, including SME cards, corporate spend cards, companion wallet cards, and payout cards for governments and NGOs. It also hosts the **Underdogs in Africa** fintech podcast.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [Kenya](/countries/kenya): Market
- [Senegal](/countries/senegal): Market
- [South Africa](/countries/south-africa): Market
- [Zambia](/countries/zambia): Market
- [Zimbabwe](/countries/zimbabwe): Market

## Related pages

- [Alternatives](/getscale/alternatives)
- [Reviews](/getscale/reviews)
- [Transparency](/getscale/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/getscale)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)