---
title: "G-Money Financial Services: Mobile Wallet"
description: "Send and receive money in Ghana via app or USSD *488#. Pay utility and telecom bills, withdraw at agents/bank branches, run bulk payouts."
canonical_url: "https://liners.com/g-money-financial-services"
markdown_url: "https://liners.com/g-money-financial-services.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/gmfs/screenshot.webp?v=1782412798511"
published_at: "2026-06-27T01:24:03.332Z"
updated_at: "2026-10-06T17:00:28.301Z"
---

# G-Money Financial Services: Mobile Wallet

Send and receive money in Ghana via app or USSD \*488#. Pay utility and telecom bills, withdraw at agents/bank branches, run bulk payouts.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [G-Money Financial Services](/g-money-financial-services)

## Summary

A regulated mobile wallet for payments and transfers in Ghana

A Ghana-based digital wallet and mobile money service for individuals and organisations to store value, send and receive money, pay bills, and run bulk disbursements.

## Product details

| Field | Value |
| --- | --- |
| Website | https://gmfs.africa/ |
| Tagline | A regulated mobile wallet for payments and transfers in Ghana |
| Primary country | Ghana |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

G-Money Financial Services is a Ghana-based **digital wallet and mobile money service** for individuals, businesses, agents, and institutions that need to store electronic value, make payments, and move money within Ghana’s financial ecosystem.

Key capabilities include:
- **Payment services** for making flexible payments from one wallet, including **bill payments** such as utilities and telecommunication services.
- **Money transfers** for sending money **locally and internationally**, including remittance use cases.
- **Cash withdrawal** through supported **agent outlets and bank branches**, helping users access funds beyond digital channels.
- **Bulk payments and disbursements** for organisations that need to pay groups or clients directly into wallets (also used for projects requiring large-scale digital payouts).

Available via **mobile app**, **USSD (*488#)**, and **bank branches and agent points**; the service also supports online access (web).

Target users include **consumer mobile money users in Ghana** (banked and unbanked), **SMEs and employers** running payouts, and **institutions and lenders** disbursing funds to end clients via wallets.

It is notable in the Ghanaian market as a **regulated wallet backed by GCB Bank** and positioned around financial inclusion, with adoption referenced for institutional bulk-payment scenarios such as national survey and group-lending disbursements.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Neobanks](/tags/neobanks): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/g-money-financial-services/alternatives)
- [Reviews](/g-money-financial-services/reviews)
- [Transparency](/g-money-financial-services/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/g-money-financial-services)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)