--- title: "Fundall alternatives" description: "Compare 97 published alternatives to Fundall." canonical_url: "https://liners.com/fundall/alternatives?page=2" markdown_url: "https://liners.com/fundall/alternatives.md?page=2" type: "product-alternatives" language: "en" updated_at: "2026-10-03T12:46:49.317Z" --- # Fundall alternatives Compare 97 published alternatives to Fundall. ## Breadcrumbs - [Fundall](/fundall) - [Alternatives](/fundall/alternatives) ## Summary Compare 97 published alternatives to Fundall. ## About these alternatives The most useful **Fundall alternatives** in 2026 are [Credit Direct](https://liners.com/credit-direct), Citygate Global, [Lendocredit](https://liners.com/lendocredit), [Creditville](https://liners.com/creditville), and [Kuda](https://liners.com/kuda). The right pick depends on what you want Fundall for: everyday banking, loans, savings and investments, or business-facing finance tools. Fundall is a Nigeria-based mobile banking and fintech app for individuals and businesses, positioned around spending, saving, receiving money, budgeting, online payments, and dollar investing in one place. It reported a $150,000 pre-seed round in 2020, is registered with Nigeria’s Corporate Affairs Commission, and says it operates savings and loans under Lagos State Co-operative Societies Laws. People usually compare apps like Fundall because availability is largely Nigeria-focused, and because “all-in-one” money apps often do not match what you need most, for example loans (salary advance, SME, payday), higher-yield savings and investments, or business and developer-facing payment tooling. Some users also prefer a provider with a clearly stated banking or capital-markets status for the specific product they want. None of this makes Fundall a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a Fundall Alternative - **Regulatory status for your use case**: check if it is a microfinance bank, co-operative setup, or SEC-linked for investments, depending on what you are buying. - **Loans that match your profile**: payroll and payday loans, salary advances, rent loans, BNPL, and SME credit are not interchangeable. - **Savings and investment terms**: look for clear rates, tenors, and withdrawal rules, especially for fixed investments. - **Bill payment coverage**: confirm the networks and bill categories you use most, plus reliability at peak times. - **Cards and online spending**: if you need virtual cards, check card type, funding method, and where it works for subscriptions. - **Business tooling vs personal finance**: SMEs may need transfers, collections, and controls that consumer-first apps do not prioritise. - **Geography and portability**: if you travel or earn across borders, choose an app with wider country availability. ## Compare Fundall competitors by what you need - **If you want loans (payday, salary advance, SME)**: Citygate Global, [Lendocredit](https://liners.com/lendocredit), and [Credit Direct](https://liners.com/credit-direct) focus heavily on credit products in Nigeria. - **If you want “banking plus” with clear banking status**: [Kuda](https://liners.com/kuda) is CBN-licensed and positions itself around fee-free mobile banking features. - **If you care most about savings and investments**: [Crowdyvest](https://liners.com/crowdyvest) and [Sycamore](https://liners.com/sycamore) emphasise savings and investment products, alongside bills and transfers. - **If you are building a fintech product (APIs, accounts, cards)**: [Anchor](https://liners.com/anchor) is an API platform for building banking and payments products, rather than a consumer wallet. - **If you need payments acceptance and modern rails**: [Nearpays](https://liners.com/nearpays) focuses on Tap to Pay (NFC) and USSD acceptance, plus consumer money features, across Nigeria and Ghana. Use the Liners directory below to explore Fundall similar apps in [Fintech](/categories/fintech), then filter by [Nigeria](/countries/nigeria) and tags like [Bill Payments](/tags/bill-payments), [Savings](/tags/savings), [Lending and Loans](/tags/lending), [Investments](/tags/investments), and [B2B2C](/tags/b2b2c). It is the fastest way to shortlist what to use instead of Fundall and compare competitors side by side. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | ALAT by Wema | /alat-by-wema | Open and manage a bank account fully online | Nigeria | | | Cowrywise | /cowrywise | Automate savings and invest in mutual funds from your phone | Nigeria | 4.1 | | HerVest | /hervest | Savings, investing, and credit designed for African women | Nigeria | | | MinieMoney | /miniemoney | Family savings and investing in one connected app | Nigeria | 3.8 | | Monibac | /monibac | Save, earn interest, and access collateral-free loans | Nigeria | | | Monietab | /monietab | Put cooperative savings, contributions, and loans in your pocket | Nigeria | | | Paypaxe | /paypaxe | Track spending, save toward goals, and contribute in groups | Nigeria | | | PiggyVest | /piggyvest | Save and invest online with security and flexibility | Nigeria | 4.5 | | PlutusNeo | /plutusneo | Save and invest in Naira or Dollars from one app | Nigeria | | | SavingsBox | /savingsbox | Save, invest, get quick loans, and lock in food prices | Nigeria | | | Thamani Invest | /thamani-invest | AI-guided investing and automated savings to outpace inflation | Nigeria | | | Kuditrak | /kuditrak | Track spending, transfer money, and save toward goals | Nigeria | | | MyInvestar | /myinvestar | Save and invest in regulated Nigerian funds from your phone | Nigeria | | | Creditville | /creditville | Loans, savings, transfers, and investments in one place | Nigeria | | | Mkobo Bank | /mkobo-bank | Get paid early and save with high-interest deposits | Nigeria | | | PalmPay | /palmpay | Mobile money, savings, bills, and agent cash services | Nigeria | 4.1 | | Dot | /dot | Personal and business banking in Nigeria without the stress | Nigeria | | | FairMoney | /fairmoney | Bank, save, and get instant loans from one app | Nigeria | 2.5 | | gomoney | /gomoney | Stress-free mobile banking with free transfers and savings | Nigeria | | ## Related pages - [Product page](/fundall) - [Alternatives](/fundall/alternatives) - [Reviews](/fundall/reviews) - [Transparency](/fundall/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/fundall/alternatives?page=2) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)