---
title: "Franc: Savings, Investing and Tax-Free Accounts"
description: "Set money goals and save or invest in South Africa with guided strategies, TFSA and Child Accounts. Withdraw in 1–2 or 2–5 business days."
canonical_url: "https://liners.com/franc"
markdown_url: "https://liners.com/franc.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/franc/screenshot.png?v=1773225241281"
published_at: "2026-03-11T10:34:17.239Z"
updated_at: "2026-10-05T05:11:48.138Z"
---

# Franc: Savings, Investing and Tax-Free Accounts

Set money goals and save or invest in South Africa with guided strategies, TFSA and Child Accounts. Withdraw in 1–2 or 2–5 business days.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Franc](/franc)

## Summary

Goal-based saving and investing with guided strategies

A South African digital wealth app that helps individuals set money goals, save or invest in curated funds, and track progress with transparent fees and FSCA regulation.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.franc.app/ |
| Tagline | Goal-based saving and investing with guided strategies |
| Primary country | South Africa |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Franc is a South African digital wealth platform for individuals and businesses who want to save, invest, and optimize cash reserves with guided strategies designed for beginners, experienced savers, and corporate treasuries.

Key capabilities include:

- **Goal-based investing** with a guided setup, users answer a few questions and get a recommended savings or investment strategy aligned to their goals and risk preference.
- **Savings Account** for flexible saving with **high interest** and **no lock-in period**, plus a **live interest tracker** to show growth.
- **Investment products for long-term planning**, including **Investment Goals**, a **Tax-Free Savings Account (TFSA)**, and a **Child Account** for saving and investing for a child’s future.
- **Corporate Treasury & Employee Wellness Tools** built explicitly for businesses to automate corporate cash reserve investments, optimize yields, and deploy fractional financial wellness packages to their staff.
- **Withdrawals on demand**, with stated timelines of **2 to 5 business days** for standard withdrawals and **1 to 2 business days** for quick withdrawals.

Available on **Web**, **Android**, and **iOS**.

It is built for **South African consumers and businesses**, including first-time investors, families saving for children, corporate treasury operations managers, and companies seeking employee financial wellness benefits with clear fee visibility.

Notable in the local market context, it is **regulated by the FSCA** as an authorised Financial Services Provider (**FSP No. 49998**), states that investments are held with licensed providers in the user’s name under the **Collective Investment Schemes Control Act**, and lists **bank-level security** measures such as **biometric security** and **cloud-based encryption**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Personal Finance](/tags/personal-finance): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Wealth Management](/tags/wealth-management): Product feature or technology
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/franc/alternatives)
- [Reviews](/franc/reviews)
- [Transparency](/franc/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/franc)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)