---
title: "Fonbnk: Crypto On-Ramp and Off-Ramp in Africa"
description: "Convert airtime, mobile money or bank transfers into USDC, USDT or cUSD in 16 African countries via widget, dashboard or API."
canonical_url: "https://liners.com/fonbnk"
markdown_url: "https://liners.com/fonbnk.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/fonbnk/screenshot.webp?v=1774504844304"
published_at: "2026-03-28T12:49:15.938Z"
updated_at: "2026-10-06T09:19:33.815Z"
---

# Fonbnk: Crypto On-Ramp and Off-Ramp in Africa

Convert airtime, mobile money or bank transfers into USDC, USDT or cUSD in 16 African countries via widget, dashboard or API.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [Fonbnk](/fonbnk)

## Summary

Convert local prepaid payments into stablecoins

A Web3 on-ramp and off-ramp that converts airtime, mobile money, and bank transfers into stablecoins for wallets, exchanges, and fintechs serving Africa.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.fonbnk.com/ |
| Tagline | Convert local prepaid payments into stablecoins |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Fonbnk is a Web3 on-ramp, off-ramp, and settlement platform for fintechs, crypto wallets, and exchanges that need to convert local prepaid payments into stablecoins across African markets.

Key capabilities include:
- **Prepaid-to-stablecoin conversion** for users paying with **airtime**, **mobile money**, and **bank transfers**, supporting both buy and sell (on-ramp and off-ramp) flows.
- **Multi-chain settlement** with support for stablecoins such as **USDC**, **USDT**, and **cUSD**, and integrations across networks including **Ethereum**, **Polygon**, **Celo**, **Stellar**, **Solana**, **TRON**, **Avalanche**, **Base**, **Optimism**, and **Arbitrum**.
- **Integration options for businesses**, including a **zero-code widget**, a **merchant dashboard** to configure integrations and monitor orders, a **server-to-server API** for quotes and integration, and **webhook events** for tracking client orders.
- **Liquidity marketplace model** that matches transactions with local liquidity providers to support availability and pricing for on and off-ramp services.

Available via **Web** (buy/sell checkout), **embeddable widget**, and **developer API**, plus a widget designed for integration into partner apps.

Target users include **crypto businesses** (exchanges, wallets, fintech platforms) serving **mobile-first, underbanked customers** in cash-based economies.

Fonbnk is notable in Sub-Saharan Africa for enabling **dollar-denominated stablecoin settlement** using existing telecom and local payment rails, with supported activity across markets such as **Uganda, South Africa, Nigeria, Kenya, Tanzania, Ghana**, and additional countries listed on its site.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Benin](/countries/benin): Market
- [Burkina Faso](/countries/burkina-faso): Market
- [Cameroon](/countries/cameroon): Market
- [Congo](/countries/congo): Market
- [Côte d'Ivoire](/countries/cote-divoire): Market
- [DR Congo](/countries/dr-congo): Market
- [Gabon](/countries/gabon): Market
- [Gambia](/countries/gambia): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Senegal](/countries/senegal): Market
- [South Africa](/countries/south-africa): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/fonbnk/alternatives)
- [Reviews](/fonbnk/reviews)
- [Transparency](/fonbnk/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/fonbnk)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)