---
title: "Flux: Money Transfer App in Africa"
description: "Send and receive money across 40+ countries, make unlimited free local bank transfers, create virtual dollar cards, and buy 90+ cryptocurrencies."
canonical_url: "https://liners.com/flux"
markdown_url: "https://liners.com/flux.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/iflux/screenshot.webp?v=1773172799263"
published_at: "2026-03-12T13:08:44.731Z"
updated_at: "2026-10-06T10:42:05.203Z"
---

# Flux: Money Transfer App in Africa

Send and receive money across 40+ countries, make unlimited free local bank transfers, create virtual dollar cards, and buy 90+ cryptocurrencies.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Flux](/flux)

## Summary

Send money across borders, spend online, and invest in crypto

A mobile finance app for individuals to send and receive money across 40+ countries, make free local bank transfers, create virtual dollar cards, and buy 90+ cryptocurrencies.

## Product details

| Field | Value |
| --- | --- |
| Website | https://iflux.app/ |
| Tagline | Send money across borders, spend online, and invest in crypto |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Flux is a mobile financial app for individuals who need cross-border money transfers, local payments, virtual cards for online spending, and crypto investing in one place.

Key capabilities include:
- **Cross-border send and receive**: Send and receive money instantly across **40+ countries** using **mobile money** or a **Flux wallet**, supporting peer-to-peer transfers across markets including Kenya, Ghana, South Africa, and Egypt.
- **Virtual dollar cards for online purchases**: Create **virtual dollar cards** for shopping and subscriptions, with controls to **freeze, unfreeze, or terminate** cards when needed.
- **Free local transfers**: Make **unlimited free transfers** to **local bank accounts** and other Flux users, with **no account maintenance charges** and **no hidden fees** stated for local transfers.
- **Crypto and FX savings options**: Buy **90+ cryptocurrencies**, or **store cash in dollars or euros** for a **fixed duration** until maturity.

Available on **Web** (https://dashboard.iflux.app/).

Target audience: **B2C**, individuals managing day-to-day transactions such as sending money to peers, paying bills (internet, cable TV, electricity), and purchasing airtime.

Notable for African users who need **cross-border transfers and online spending tools** alongside local payments, plus an added security layer through partnerships with **fully licensed payment service providers**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Remittances](/tags/remittances): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Egypt](/countries/egypt): Market
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/flux/alternatives)
- [Reviews](/flux/reviews)
- [Transparency](/flux/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/flux)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)