---
title: "Flow Global: Float Financing in Africa"
description: "Short-term e-money float advances for mobile money agents. Data-driven approvals with KYC/credit scoring. Live in Uganda, Rwanda, Madagascar & Zambia."
canonical_url: "https://liners.com/flow-global"
markdown_url: "https://liners.com/flow-global.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/flowglobal/screenshot.webp?v=1781028762624"
published_at: "2026-06-10T10:45:21.722Z"
updated_at: "2026-09-12T22:03:10.670Z"
---

# Flow Global: Float Financing in Africa

Short-term e-money float advances for mobile money agents. Data-driven approvals with KYC/credit scoring. Live in Uganda, Rwanda, Madagascar & Zambia.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Flow Global](/flow-global)

## Summary

Data-driven float financing for mobile money agents

A fintech platform providing digital float advances and liquidity solutions for mobile money agents and small merchants across African markets, using data-driven underwriting.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.flowglobal.net/ |
| Tagline | Data-driven float financing for mobile money agents |
| Primary country | Uganda |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Flow Global is a fintech platform that provides **data-driven growth capital and liquidity solutions** for **mobile money agents** and **small retail merchants** in emerging markets, with active operations across multiple African countries.

Key capabilities include:

- **Float Advance (FA) growth finance**, short-term float financing designed to help mobile money agents maintain enough **e-money float** to meet customer demand and keep transactions moving
- **Data-driven underwriting and decisioning** using transaction-level digital data to assess eligibility, tailor offers, and enable fast digital approvals
- **Liquidity Engine** technology for operational delivery, including **KYC checks**, **credit scoring**, **risk management**, **float advance management**, and **portfolio analytics**
- **Ecosystem-agnostic liquidity access**, designed to support agents working across major mobile money ecosystems rather than being tied to a single provider

Available on **Web**, including an online portal ([app.flowglobal.net](http://app.flowglobal.net)) and **Android** (Flow App).

Target users include **mobile money agents** and **small businesses** reached through partnerships with mobile money providers, aggregators, and financial institutions.

In an African market context, the platform highlights scale and regional rollout across **Uganda, Rwanda, Madagascar, and Zambia**, and reports milestones of **40,000+ small businesses registered**, **1.5M+ loans disbursed**, and **$325M in value disbursed**, alongside an **ISO-certified** operating approach and a **FinTech for Good** award at the Fintech Awards London 2023.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Mobile Money](/tags/mobile-money): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Madagascar](/countries/madagascar): Market
- [Rwanda](/countries/rwanda): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/flow-global/alternatives)
- [Reviews](/flow-global/reviews)
- [Transparency](/flow-global/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/flow-global)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)