---
title: "FlashPesa: Mobile Loans in Kenya — Download"
description: "Get up to Ksh 80,000 mobile loans in Kenya, sent to M-Pesa in under 5 mins. 0% interest with a transaction fee; repay in 61–180 days."
canonical_url: "https://liners.com/flashpesa"
markdown_url: "https://liners.com/flashpesa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/flashpesa/screenshot.webp?v=1786467985809"
published_at: "2026-08-11T21:20:24.023Z"
updated_at: "2026-10-05T05:12:04.777Z"
---

# FlashPesa: Mobile Loans in Kenya — Download

Get up to Ksh 80,000 mobile loans in Kenya, sent to M-Pesa in under 5 mins. 0% interest with a transaction fee; repay in 61–180 days.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [FlashPesa](/flashpesa)

## Summary

Instant mobile loans sent directly to M-Pesa

A mobile loan app for individuals in Kenya that offers quick in-app loan applications, fast approval, and disbursement to M-Pesa with 0% interest and a fee.

## Product details

| Field | Value |
| --- | --- |
| Website | https://flashpesa.co.ke/ |
| Tagline | Instant mobile loans sent directly to M-Pesa |
| Primary country | Kenya |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

FlashPesa is a mobile loan service for individual borrowers in Kenya who need short-term credit for daily needs, emergencies, or business expenses, with funds sent to M-Pesa after approval.

Key features include:
- **Loan amounts up to Ksh 80,000**, with eligibility based on previous loan performance
- **0% interest** stated by the provider, with a **small transaction fee per loan**
- **Repayment terms of 61 to 180 days**, designed to support longer payback windows
- **In-app application and quick approval**, with approval stated to take under 5 minutes and **SMS notification** after approval
- **Customer support** via helpline and WhatsApp, plus published **Terms & Conditions** and **Privacy Policy**

Available on **Android** (APK download) and via the **web** for product information and support.

Built for **B2C users in Kenya** who prefer applying for digital credit through a smartphone and receiving funds directly into **M-Pesa**.

Notable in the Kenyan digital credit market because the service is presented as Kenya-only on its FAQ, it identifies **Ambush Capital Limited** as the company behind it, and it provides clear repayment ranges, pricing structure (fee-based, no interest stated), and local support channels.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/flashpesa/alternatives)
- [Reviews](/flashpesa/reviews)
- [Transparency](/flashpesa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/flashpesa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)