---
title: "FirstBank: Accounts, Cards, Loans and Transfers"
description: "Open Nigerian or diaspora accounts, send money via MoneyGram/Western Union, pay bills, manage cards and loans on web, app or USSD."
canonical_url: "https://liners.com/firstbank"
markdown_url: "https://liners.com/firstbank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/firstbanknigeria/screenshot.webp?v=1786698851628"
published_at: "2026-08-14T15:58:42.031Z"
updated_at: "2026-09-28T05:10:43.075Z"
---

# FirstBank: Accounts, Cards, Loans and Transfers

Open Nigerian or diaspora accounts, send money via MoneyGram/Western Union, pay bills, manage cards and loans on web, app or USSD.

## Breadcrumbs

- [Banking](/categories/banking)
- [FirstBank](/firstbank)

## Summary

Everyday banking with accounts, payments, and transfers

A personal banking service for individuals and diaspora customers to open accounts, manage cards and loans, pay bills, and send money via web, mobile, and USSD.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.firstbanknigeria.com/ |
| Tagline | Everyday banking with accounts, payments, and transfers |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

First Bank of Nigeria’s Personal Banking is a retail banking service for individuals in Nigeria and Nigerians in the diaspora to manage accounts, payments, transfers, cards, and loans through digital and branch-supported channels.

Key capabilities include:

- **Personal accounts and deposits**, including Savings, Current, **Domiciliary**, Fixed Deposit, FirstGem, **Diaspora**, and **FirstPremium Term Deposit**, plus online **account maintenance**
- **Cards and card controls**, covering **credit**, **debit**, and **prepaid** cards, with **block/unblock** options via USSD
- **Loans for consumers**, such as FirstCredit, Airtime Loan, Personal Home Loans, Automobile Loans, and Salary Loans
- **Money transfers and remittances** through First Global Transfer and partners such as MoneyGram, Ria, Thunes, TransFast, Western Union, and WorldRemit
- **Payments and collections** for bills and utilities, taxes and duties, school solutions, collections, and trade-related payments
- **E-solutions and merchant tools** including FirstBillsPay, FirstPay Link, FirstEdu Portal, POS Terminal, and FirstPOS, plus **bancassurance** via Leadway Assurance and Sanlam Life Insurance
- **Identity and account updates**, including **NIN/BVN linking**

Available on **Web**, **Android**, **iOS**, and **USSD** (plus chat banking and agent banking via Firstmonie).

Built for **B2C personal banking customers**, including Nigerians at home and diaspora customers in regions such as the UK and wider Europe, the Americas (including Canada), and other global regions.

Notable in the Nigerian market for its long operating history (established **1894**) and for offering a wide mix of digital channels alongside a large physical presence, with the bank stating it is licensed by the **Central Bank of Nigeria**.

## Features

- [Banking](/categories/banking): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/firstbank/alternatives)
- [Reviews](/firstbank/reviews)
- [Transparency](/firstbank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/firstbank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)