---
title: "First Atlantic Bank: Commercial Bank in Ghana"
description: "Open personal or business accounts in Ghana, get Visa/Mastercard cards, pay via mobile app or USSD *442#, and accept payments with POS terminals."
canonical_url: "https://liners.com/first-atlantic-bank"
markdown_url: "https://liners.com/first-atlantic-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/firstatlanticbank/screenshot.webp?v=1786698097435"
published_at: "2026-08-16T21:19:14.251Z"
updated_at: "2026-10-01T03:01:43.822Z"
---

# First Atlantic Bank: Commercial Bank in Ghana

Open personal or business accounts in Ghana, get Visa/Mastercard cards, pay via mobile app or USSD \*442#, and accept payments with POS terminals.

## Breadcrumbs

- [Banking](/categories/banking)
- [First Atlantic Bank](/first-atlantic-bank)

## Summary

Personal and business banking with digital access

A full-service commercial bank in Ghana offering personal, corporate, and prestige banking, plus internet banking, mobile app, USSD (\*442#), cards, POS, and trade finance.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.firstatlanticbank.com.gh/ |
| Tagline | Personal and business banking with digital access |
| Primary country | Ghana |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

First Atlantic Bank PLC is a full-service commercial bank in Ghana serving retail customers, businesses, and prestige (private banking) clients with account products, lending, cards, and digital banking channels.

Key capabilities include:
- **Personal banking**: current and savings accounts (including Atlantic Save, Atlantic Target, and Atlantic Young Saver), personal loans and salary advance loans, remittances, and Visa and Mastercard **debit, credit, and prepaid cards**.
- **Corporate banking**: business accounts (including Atlantic Flex Business and business savings), **corporate internet banking**, **POS terminals** for merchants, and trade facilities such as invoice discounting, bid bonds, and export finance.
- **Prestige banking**: **private banking** and **private wealth management**, premium card options (including Visa Platinum and Mastercard World), and mortgage and auto loan products.
- **Self-service resources**: **tariff guide**, download centre for forms, branch and ATM locator, loan and financial calculators, a complaint process, and a security center.

Available on **Web** (internet banking and corporate internet banking), **Android**, **iOS**, and **USSD** (*442#).

Target users include individuals and families, SMEs and corporates needing business banking and merchant acceptance (POS), and high-net-worth customers using private banking services.

Notable in the Ghanaian market, the website states the bank is **licensed by the Central Bank of Ghana** and has transitioned to **First Atlantic Bank PLC** as a publicly listed company; it also references recognition as “**2X Digital Bank of the Year**.”

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Ghana](/countries/ghana): Market

## Related pages

- [Alternatives](/first-atlantic-bank/alternatives)
- [Reviews](/first-atlantic-bank/reviews)
- [Transparency](/first-atlantic-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/first-atlantic-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)